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Old Point Financial Corp
1 W Mellen St
Phone: (757) 728-1247p:757 728-1247 HAMPTON, VA  23663  United States Ticker: OPOFOPOF

Business Summary
Old Point Financial Corporation is a holding company of Old Point National Bank of Phoebus (the Bank) and Old Point Trust & Financial Services (the Wealth). The Company operates through six segments: Commercial and industrial, Real estate-construction, Real estate-mortgage, Real estate-commercial, Consumer loans and Other loans. The Bank serves individual and commercial customers, which serves the Hampton Roads and Richmond regions of Virginia, as well as operates a mortgage loan production office in Charlotte, North Carolina. The Bank offers a complete line of consumer, mortgage and business banking services, including loan, deposit, and cash management services to individual and commercial customers. Old Point Trust & Financial Services is the wealth management services provider in Hampton Roads, Virginia, offering local asset management by experienced professionals.
(Source: 10-K)

Scores and Ratings
FRISK®
Score
Z''
Score
PAYCE®
Score
DBT
Index
Moody's
Rating
Fitch
Rating
DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement
Last
Audit

News
SEC
Filings
Bankruptcy
Filings
Suit &
Judgment
Filings
Tax
Lien
Filings
12/31/202312/31/2022YesYes---

Officers and Directors

Title

Name

Age
Title
Date
Start
Date
Chairman of the Board, President, Chief Executive Officer Robert F.Shuford 58 1/3/2020 1/1/2003
Chief Financial Officer, Senior Vice President PaulPickett 55 10/18/2023 10/18/2023
Executive Vice President - Financial Service, Director Joseph R.Witt 62 1/1/2020 12/11/2007
9 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
OLD POINT TRUST & FINANCIAL SERVICES, N.A. 11780 JEFFERSON AVE, # D NEWPORT NEWS VA United States
Old Point Mortgage, LLC 11780 Jefferson Ave. Newport News VA United States
CITIZENS NATIONAL BANK 11407 E WINDSOR BLVD WINDSOR VA
CNB Bancorp Inc 11407 Windsor Blvd WINDSOR VA United States
OLD POINT NATIONAL BANK 1 W Mellen St Hampton Virginia United States

Business Names
Business Name
CITIZENS NATIONAL BANK
CNB Bancorp Inc.
Old Point Financial Corp.
4 additional Business Names available in full report.

General Information
Number of Employees: 294 (As of 12/31/2022)
Outstanding Shares: 5,040,095 (As of 12/31/2023)
Shareholders: 1,560
Stock Exchange: NASD
Federal Tax Id: 541265373


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Wednesday, March 27, 2024