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Old Point Financial Corporation
1 W Mellen St
Phone: (757) 728-1876p:757 728-1876 HAMPTON, VA  23663-2305  United States Ticker: OPOFOPOF

Business Summary
Old Point Financial Corporation is a holding company that conducts substantially all its operations through two subsidiaries, The Old Point National Bank of Phoebus (the Bank) and Old Point Trust & Financial Services, N.A. (the Trust). The Bank serves individual and commercial customers. The Bank offers a range of deposit and loan products to its retail and commercial customers, including mortgage loan products offered through Old Point Mortgage. The Trust offers a range of services for individuals and businesses. The Company's products and services include retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services and investment management services. The Company's segments include Commercial and industrial, Real estate-construction, Real estate-mortgage, Consumer loans and Other loans.
(Source: 10-Q)

Scores and Ratings
FRISK®
Score
Z''
Score
PAYCE®
Score
DBT
Index
Moody's
Rating
Fitch
Rating
DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement
Last
Audit

News
SEC
Filings
Bankruptcy
Filings
Suit &
Judgment
Filings
Tax
Lien
Filings
6/30/202112/31/2020YesYes---

Officers and Directors

Title

Name

Age
Title
Date
Start
Date
Chairman of the Board, President, Chief Executive Officer Robert F.Shuford 56 1/3/2020 1/1/2003
Chief Financial Officer, Senior Vice President - Finance Elizabeth T.Beale 49 10/15/2019 7/2/2019
Executive Vice President - Financial Service, Director Joseph R.Witt 60 1/1/2020 12/11/2007
9 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
OLD POINT TRUST & FINANCIAL SERVICES, N.A. 11780 JEFFERSON AVE, # D NEWPORT NEWS VA United States
Old Point Mortgage, LLC 11780 Jefferson Ave. Newport News VA United States
CITIZENS NATIONAL BANK 11407 E WINDSOR BLVD WINDSOR VA
CNB Bancorp Inc 11407 Windsor Blvd WINDSOR VA United States
OLD POINT NATIONAL BANK 1 W Mellen St Hampton Virginia United States

Business Names
Business Name
CITIZENS NATIONAL BANK
CNB Bancorp Inc.
Old Point Financial Corp.
4 additional Business Names available in full report.

General Information
Number of Employees: 290 (As of 12/31/2020)
Outstanding Shares: 5,244,635 (As of 8/9/2021)
Shareholders: 1,611
Stock Exchange: NASD
Federal Tax Id: 541265373


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Friday, October 22, 2021