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NBT Bancorp Inc.
52 SOUTH BROAD STREET
Phone: (607) 337-2265p:607 337-2265 NORWICH, NY  13815  United States Ticker: NBTBNBTB

Business Summary
NBT Bancorp Inc. is a financial holding company. The Company conducts its business through NBT Bank, National Association (the Bank) and also other subsidiaries, which includes providing commercial banking and financial services to customers in its market area. The Bank is a commercial bank, which provides a range of financial products to individuals, corporations and municipalities. The Bank offers deposit products, which include demand deposit accounts, savings accounts, negotiable order of withdrawal (NOW) accounts, money market deposit accounts (MMDA) and certificate of deposit (CD) accounts. It offers loan products, which include indirect and direct consumer loans, home equity loans, mortgages, business banking loans and commercial loans. The Bank also offers other products and services through its branch network, such as trust and investment services and financial planning and life insurance services.
(Source: 10-K)

Scores and Ratings
FRISK®
Score
Z''
Score
PAYCE®
Score
DBT
Index
Moody's
Rating
Fitch
Rating
DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement
Last
Audit

News
SEC
Filings
Bankruptcy
Filings
Suit &
Judgment
Filings
Tax
Lien
Filings
6/30/202112/31/2020YesYes---

Officers and Directors

Title

Name

Age
Title
Date
Start
Date
Independent Chairman of the Board Martin A.Dietrich 65 1/1/2020 1/1/1998
President, Chief Executive Officer, Director John H.Watt 62 12/16/2016 5/3/2016
Chief Financial Officer, Executive Vice President Scott A.Kingsley 57 7/6/2021 7/6/2021
8 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
ALLIANCE BANK NA 120 Madison St Syracuse New York United States
Hampshire First Bank 80 Canal Street Manchester NH United States
NBT Bank, National Association 52 South Broad Street Norwich NY United States
EPIC Advisors, Inc. 150 State Street Rochester NY United States
Alliance Financial Corporation 18th Floor, 120 Madison Street SYRACUSE NY United States

Business Names
Business Name
Alliance Financial Capital Trust I
Alliance Financial Capital Trust II
Alliance Financial Corporation
24 additional Business Names available in full report.

General Information
Number of Employees: 1,812 (As of 12/31/2020)
Outstanding Shares: 43,336,021 (As of 7/31/2021)
Shareholders: 5,547
Stock Exchange: NASD
Federal Tax Id: 161268674
Fax Number: (302) 636-5454
Email Address: dforsythe@nbtbank.com


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Friday, October 22, 2021