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United Bankshares Inc
300 United Center
, 500 Virginia Street E
Phone: (304) 424-8800p:304 424-8800 CHARLESTON, WV  25301  United States Ticker: UBSIUBSI
Business Summary
United Bankshares, Inc. is a financial holding company of United Bank (the Bank). The Company operates through the community banking segment. The Bank offers a full range of products and services through various delivery channels. It includes among the banking products and services offered are the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans, and the making of construction and real estate loans as well as the origination and sale of residential mortgages in the secondary market. It also offers trust and brokerage services, safe deposit boxes, and wire transfers. The Bank operates a network of over 240 locations across Georgia, South Carolina, North Carolina, Virginia, Maryland, Washington, D.C., West Virginia, Ohio, and Pennsylvania.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202412/31/2023YesYes--Yes

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6211 Security brokers, dealers, and flotation companies
6733 Trusts, except educational, religious, and charitable
6282 Investment advice
6141 Personal credit institutions
6162 Mortgage bankers and loan correspondents
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Executive Chairman of the Board Richard M.Adams 77 4/1/2022 1/1/1984
President; Chief Executive Officer of United Bank James J.Consagra 63 4/1/2022 1/1/1999
Chief Executive Officer, Director Richard M.Adams 55 4/1/2022 1/1/2000
12 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Bank of Georgetown 1115 30th Street NW Washington DC United States
Piedmont Bancorp, Inc. 5100 Peachtree Parkway Peachtree Corners GA United States
The Piedmont Bank 5100 Peachtree Parkway Peachtree Corners GA United States
30 additional Subsidiary records available in full report.

Business Names
Business Name
Bank of Georgetown
BOE Statutory Trust I
BUSINESS BANK
60 additional Business Names available in full report.

General Information
Number of Employees: 2,591 (As of 12/31/2024)
Outstanding Shares: 141,051,648 (As of 1/10/2025)
Shareholders: 9,233
Stock Exchange: NASD
Federal Tax Id: 550641179
Fax Number: (304) 424-8800


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Wednesday, January 29, 2025