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United Bankshares Inc
300 United Center
, 500 Virginia Street E
Phone: (740) 735-1104p:740 735-1104 CHARLESTON, WV  25301  United States Ticker: UBSIUBSI
Business Summary
United Bankshares, Inc. is a financial holding company. The Company's segments include community banking and mortgage banking. The community banking segment includes both commercial and consumer lending and provides customers with such products as commercial loans, real estate loans, business financing and consumer loans. In addition, this segment provides customers with several choices of deposit products including demand deposit accounts, savings accounts and certificates of deposit as well as investment and financial advisory services to businesses and individuals, including financial planning, retirement/estate planning, and investment management. The mortgage banking segment engages primarily in the origination and acquisition of residential mortgages for sale into the secondary market though United’s mortgage banking subsidiaries, George Mason and Crescent. The Company has one banking subsidiary doing business under the name of United Bank. It also owns nonbank subsidiaries.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes--Yes

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6211 Security brokers, dealers, and flotation companies
6733 Trusts, except educational, religious, and charitable
6282 Investment advice
6141 Personal credit institutions
6162 Mortgage bankers and loan correspondents
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Executive Chairman of the Board Richard M.Adams 53 4/1/2022
President, Chief Executive Officer of United Bank James J.Consagra 62 4/1/2022 1/1/1999
Chief Executive Officer, Director Richard M.Adams 54 4/1/2022 1/1/2000
12 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Bank of Georgetown 1115 30th Street NW Washington DC United States
Carolina Trust Bancshares Inc 901 East Main Street Lincolnton NC United States
Carolina Trust Bank 901 East Main Street Lincolnton NC United States
28 additional Subsidiary records available in full report.

Business Names
Business Name
Bank of Georgetown
BOE Statutory Trust I
BUSINESS BANK
58 additional Business Names available in full report.

General Information
Number of Employees: 2,635 (As of 12/31/2023)
Outstanding Shares: 135,038,870 (As of 3/7/2024)
Shareholders: 9,233
Stock Exchange: NASD
Federal Tax Id: 550641179
Fax Number: (304) 424-8800


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Thursday, April 25, 2024