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Arrow Financial Corporation
250 Glen St
Phone: (518) 415-4299p:518 415-4299 GLENS FALLS, NY  12801-3505  United States Ticker: AROWAROW

Business Summary
Arrow Financial Corporation is a bank holding company. The Company's banking subsidiaries are Glens Falls National Bank and Trust Company (Glens Falls National) and Saratoga National Bank and Trust Company (Saratoga National). The two banks provide a range of services to individuals and small to mid-size businesses in northeastern New York State from Albany, the State's capitol, to the Canadian border. two banks have wealth management departments which provides investment management and administrative services. The Company's business consists of the ownership, supervision and control of its two banks. It also provides various advisory and administrative services and coordinates the general policies and operation of the banks. Through the banks' trust operations, the Company provides retirement planning, trust and estate administration services for individuals, and pension, profit-sharing and employee benefit plan administration for corporations.
(Source: 10-K)

Scores and Ratings
FRISK®
Score
Z''
Score
PAYCE®
Score
DBT
Index
Moody's
Rating
Fitch
Rating
DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement
Last
Audit

News
SEC
Filings
Bankruptcy
Filings
Suit &
Judgment
Filings
Tax
Lien
Filings
6/30/202112/31/2020YesYes---

Officers and Directors

Title

Name

Age
Title
Date
Start
Date
Independent Chairman of the Board Thomas L.Hoy 72 12/31/2018 1/1/1996
President, Chief Executive Officer, Director Thomas J.Murphy 62 1/1/2013 5/1/2009
Chief Financial Officer, Senior Vice President, Treasurer Edward J.Campanella 53 9/5/2017 9/5/2017
7 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Glens Falls National Bank and Trust Company 250 GLEN STREET GLENS FALLS NY United States
Saratoga National Bank and Trust 171 South Broadway Saratoga Springs NY United States

Business Names
Business Name
AROW
Arrow Capital Statutory Trust II
Arrow Capital Statutory Trust III
7 additional Business Names available in full report.

General Information
Number of Employees: 517 (As of 12/31/2020)
Outstanding Shares: 16,042,698 (As of 9/16/2021)
Shareholders: 7,600
Stock Exchange: NASD
Federal Tax Id: 222448962
Email Address: mail@arrowfinancial.com


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Friday, October 22, 2021