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First National Corp
112 W King St
Phone: (540) 465-9121p:540 465-9121 STRASBURG, VA  22657  United States Ticker: FXNCFXNC
Business Summary
First National Corporation is a bank holding company for First Bank (the Bank), which is a commercial bank. The Bank offers loan, deposit, and wealth management products and services. Its loan products and services include consumer loans, residential mortgages, home equity loans and commercial loans. Deposit products and services include checking accounts, treasury management solutions, savings accounts, money market accounts, certificates of deposit and individual retirement accounts. Wealth management services include estate planning, investment management of assets, trustee under an agreement, trustee under a will, individual retirement accounts and estate settlement. Its customers include small and medium-sized businesses, individuals and others. It operates over 20 branches throughout the Shenandoah Valley, central regions of Virginia, and the Richmond and Roanoke market areas. It also operates a loan production office and two customer service centers in retirement communities.
(Source: 10-K)

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes---

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6282 Investment advice
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Non-Executive Independent Chairman of the Board of the Company and the Bank Elizabeth H.Cottrell 72 1/1/2017 1/1/1992
President, Chief Executive Officer, Director of the Company and Bank Scott C.Harvard 68 7/6/2015 5/9/2011
Chief Financial Officer, Executive Vice President of the Company and the Bank Michael S.Bell 50 3/1/2005
5 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
The Bank of Fincastle 17 South Roanoke Street Fincastle VA United States
FIRST BANK 112 W. King St. Strasburg VA United States

Business Names
Business Name
Bank of Fincastle Financial Service, Inc.
ESF, LLC
First Bank Financial Services
9 additional Business Names available in full report.

General Information
Number of Employees: 224 (As of 12/31/2023)
Outstanding Shares: 6,277,373 (As of 3/22/2024)
Shareholders: 1,143
Stock Exchange: NASD
Federal Tax Id: 541232965


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Friday, April 19, 2024