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Southern States Bancshares Inc
615 Quintard Avenue
Phone: (205) 820-8065p:205 820-8065 ANNISTON, AL  36201  United States Ticker: SSBKSSBK
Business Summary
Southern States Bancshares, Inc. is a bank holding company that operates through its subsidiary, Southern States Bank (the Bank). The Bank is a full-service community banking institution, which offers an array of deposit, loan and other banking-related products and services to businesses and individuals in its communities. Its business activities include commercial and retail banking. Its franchise is focused on personalized, relationship-driven service combined with local market management and expertise to serve small and medium size businesses and individuals. It is engaged in the business of banking, which consists of accepting deposits from the public and making loans and other investments. Its principal sources of funds for loans and investments at its Bank are demand, time, savings, other deposits and the amortization and prepayments of loans and investments. It provides banking services from 15 full-service branches and two loan production offices across Alabama and Georgia.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/202412/31/2023YesYes--Yes

Industries
SIC Code Description
6022 State commercial banks
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board J. HenrySmith 54 4/28/2023 1/1/2009
President, Chief Executive Officer, Director Mark A.Chambers 60 4/28/2023 1/1/2007
Senior Executive Vice President and Chief Financial Officer of Southern States and the Bank Lynn J.Joyce 60 1/1/2013 1/1/2013
5 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
SOUTHERN STATES BANK 615 QUINTARD AVENUE ANNISTON AL United States
CBB BANCORP 215 EAST MAIN STREET CARTERSVILLE GA US
COLUMBUS COMMUNITY BANK 5604 WHITTLESEY BLVD COLUMBUS GA US
Century Bank of Georgia 215 E Main St Cartersville Georgia United States
OHANA PACIFIC BANK 1357 Kapiolani Blvd Honolulu Hawaii United States

Business Names
Business Name
CBB BANCORP
Century Bank of Georgia
COLUMBUS COMMUNITY BANK
OHANA PACIFIC BANK
Southern States Bank
SSBK

General Information
Number of Employees: 181 (As of 12/31/2023)
Outstanding Shares: 9,884,859 (As of 11/11/2024)
Shareholders: 420
Stock Exchange: NASD
Federal Tax Id: 262518085
Fax Number: (256) 241-1095


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Wednesday, November 20, 2024