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Southern States Bancshares Inc
615 Quintard Avenue
Phone: (256) 241-1092p:256 241-1092 ANNISTON, AL  326011  United States Ticker: SSBKSSBK
Business Summary
Southern States Bancshares, Inc. is a bank holding company that operates primarily through its wholly owned subsidiary, Southern States Bank (the Bank). The Bank is a full-service community banking institution, which offers an array of deposit, loan and other banking-related products and services to businesses and individuals in its communities. Its franchise is focused on personalized, relationship-driven service combined with local market management and expertise to serve small and medium-sized businesses and individuals. Through its Bank, the Company is engaged in the business of banking, which consists primarily of accepting deposits from the public and making loans and other investments. Its principal sources of funds for loans and investments at its Bank are demand, time, savings, other deposits and the amortization and prepayments of loans and investments. The Bank provides banking services from 13 offices in Alabama and Georgia and two loan production offices (LPOs) in Georgia.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes--Yes

Industries
SIC Code Description
6022 State commercial banks
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board J. HenrySmith 54 4/28/2023 1/1/2009
President, Chief Executive Officer, Director Mark A.Chambers 60 4/28/2023 1/1/2007
Senior Executive Vice President and Chief Financial Officer of Southern States and the Bank Lynn J.Joyce 60 1/1/2013 1/1/2013
6 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
SOUTHERN STATES BANK 615 QUINTARD AVENUE ANNISTON AL United States
COLUMBUS COMMUNITY BANK 5604 WHITTLESEY BLVD COLUMBUS GA US

Business Names
Business Name
COLUMBUS COMMUNITY BANK
Southern States Bank
SSBK

General Information
Number of Employees: 181 (As of 12/31/2023)
Outstanding Shares: 8,881,125 (As of 3/20/2024)
Shareholders: 420
Stock Exchange: NASD
Federal Tax Id: 262518085
Fax Number: (256) 241-1095


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Monday, April 22, 2024