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FB Financial Corp
1221 BROADWAY, SUITE 1300
Phone: (615) 313-0080p:615 313-0080 NASHVILLE, TN  37203  United States Ticker: FBKFBK
Business Summary
FB Financial Corporation is a bank holding company. The Company operates through its wholly owned banking subsidiary, FirstBank, in Tennessee, Alabama, Kentucky, and Georgia. The Company operates through two segments: Banking and Mortgage. The Company's Banking segment provides a full range of deposit and lending products and services to corporate, commercial and consumer customers. The Company also originates conforming residential mortgage loans through its Mortgage segment, whose activities include the servicing of residential mortgage loans and securitization of loans to third party private investors or government sponsored agencies. It operates approximately 93 full-service bank branches across its footprint. FirstBank also provides retail mortgage banking services utilizing its bank branch network and mortgage banking offices strategically located throughout the southeastern United States.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
3/31/202512/31/2024YesYes---

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6162 Mortgage bankers and loan correspondents
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Executive Chairman and Chairman of the Board James W.Ayers
Independent Chairman of the Board William F.Carpenter 70 1/1/2022 1/30/2020
President, CEO and Director Christopher T.Holmes
15 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Southern States Bank 615 Quintard Ave Anniston AL United States
Southern States Bancshares Inc 615 Quintard Avenue ANNISTON AL United States
CBB Bancorp Inc 215 E Main St Cartersville GA United States
11 additional Subsidiary records available in full report.

Business Names
Business Name
CBB Bancorp Inc
Century Bank of Georgia
CIVIC BANK & TRUST
15 additional Business Names available in full report.

General Information
Number of Employees: 1,490 (As of 12/31/2024)
Outstanding Shares: 53,890,344 (As of 7/1/2025)
Shareholders: 2,304
Stock Exchange: NYSE
Federal Tax Id: 621216058


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Wednesday, July 2, 2025