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Summit Financial Group Inc
300 N Main St
Phone: (304) 530-1000p:304 530-1000 MOOREFIELD, WV  26836-1055  United States Ticker: SMMFSMMF
Business Summary
Summit Financial Group, Inc. is the financial holding company for Summit Community Bank, Inc (the Bank). The Company provides a range of banking and other financial services to individuals and businesses. It has a trust and wealth management division offering trust services and other non-bank financial products within its community bank's market area. It provides a range of community banking services, including demand, savings and time deposits; commercial, real estate and consumer loans; trust and wealth management services, and cash management services. Under its commercial banking, it is focused on offering a broad line of financial products and services to small and medium-sized businesses through full service banking offices. Its bankers serve commercial and individual clients throughout West Virginia, the Washington, D.C. metropolitan area, Virginia, Kentucky, Eastern Shore of Maryland and Delaware. The Bank operates approximately 54 banking offices.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes--Yes

Industries
SIC Code Description
6021 National commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Lead Independent Chairman of the Board Oscar M.Bean 72 1/1/2022 1/1/1987
President, Chief Executive Officer, Director H. CharlesMaddy 60 10/24/2013 1/1/1993
Chief Financial Officer, Executive Vice President Robert S.Tissue 59 1/1/2019 1/1/1998
12 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
WinFirst Bank 57 South Main Street Winchester KY United States
PROVIDENT STATE BANK INCORPORATED 312 MAIN ST PRESTON MD United States
PSB Holding Corp 312 Main St PRESTON MD United States
9 additional Subsidiary records available in full report.

Business Names
Business Name
Community
Cornerstone Bank, Inc.
Cornerstone Financial Services, Inc.
20 additional Business Names available in full report.

General Information
Number of Employees: 496 (As of 12/31/2023)
Outstanding Shares: 14,683,729 (As of 3/6/2024)
Shareholders: 1,345
Stock Exchange: NASD
Federal Tax Id: 550672148


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Friday, April 26, 2024