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Summit Financial Group, Inc.
300 N Main St
Phone: (304) 530-1000p:304 530-1000 MOOREFIELD, WV  26836-1055  United States Ticker: SMMFSMMF

Business Summary
Summit Financial Group Inc. is a financial holding company. It provides community banking services primarily in the Eastern Panhandle, Southern and North Central regions of West Virginia, the Northern, Shenandoah Valley and Southwestern regions of Virginia and the Central region of Kentucky. It provides a range of community banking services, including demand, savings, and time deposits; commercial, real estate and consumer loans; trust and wealth management services; and cash management services. Its loan portfolio in lending categories include commercial, commercial real estate, construction and land development, residential real estate, consumer and mortgage warehouse lines of credit. It offers a range of financial products and services to small and medium-sized businesses. It also provides automobile loans and recreational vehicle loans. It offers marketing, investment portfolio management, human resources administration and other financial and administrative services.

Scores and Ratings
FRISK®
Score
Z''
Score
PAYCE®
Score
DBT
Index
Moody's
Rating
Fitch
Rating
DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement
Last
Audit

News
SEC
Filings
Bankruptcy
Filings
Suit &
Judgment
Filings
Tax
Lien
Filings
6/30/202212/31/2021YesYes--Yes

Officers and Directors

Title

Name

Age
Title
Date
Start
Date
Independent Chairman of the Board Oscar M.Bean 71 1/1/1995 1/1/1987
President, Chief Executive Officer, Director H. CharlesMaddy 59 10/24/2013 1/1/1993
Chief Financial Officer, Executive Vice President Robert S.Tissue 58 1/1/2019 1/1/1998
10 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
WinFirst Bank 57 South Main Street Winchester KY United States
First and Citizens Bank 195 W Main Street Monterey VA United States
Highland County Bankshares, Inc. 195 West Main Street Monterey VA United States
7 additional Subsidiary records available in full report.

Business Names
Business Name
Cornerstone Bank, Inc.
Cornerstone Financial Services, Inc.
First and Citizens Bank
15 additional Business Names available in full report.

General Information
Number of Employees: 439 (As of 12/31/2021)
Outstanding Shares: 12,776,460 (As of 8/2/2022)
Shareholders: 1,114
Stock Exchange: NASD
Federal Tax Id: 550672148


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Friday, September 30, 2022