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Summit Financial Group, Inc.
300 N Main St
Phone: (304) 530-1000p:304 530-1000 MOOREFIELD, WV  26836-1055  United States Ticker: SMMFSMMF

Business Summary
Summit Financial Group Inc. is a financial holding company. The Company provides community banking services primarily in the Eastern Panhandle, Southern and North Central regions of West Virginia, the Northern, Shenandoah Valley and Southwestern regions of Virginia and the Central region of Kentucky. The Company provides its services through its community bank subsidiary, Summit Community Bank (the Bank). Its loan portfolio includes commercial, commercial real estate, construction and land development, residential real estate, consumer and mortgage warehouse lines of credit. The Company provides a range of community banking services, including demand, savings and time deposits, trust and wealth management services, and cash management services.
(Source: 10-K)

Scores and Ratings
FRISK®
Score
Z''
Score
PAYCE®
Score
DBT
Index
Moody's
Rating
Fitch
Rating
DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement
Last
Audit

News
SEC
Filings
Bankruptcy
Filings
Suit &
Judgment
Filings
Tax
Lien
Filings
6/30/202112/31/2020YesYes--Yes

Officers and Directors

Title

Name

Age
Title
Date
Start
Date
Independent Chairman of the Board Oscar M.Bean 70 1/1/1995 1/1/1987
President, Chief Executive Officer, Director H. CharlesMaddy 58 10/24/2013 1/1/1993
Chief Financial Officer, Executive Vice President Robert S.Tissue 57 1/1/2019 1/1/1998
8 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
WinFirst Bank 57 South Main Street Winchester KY United States
First and Citizens Bank 195 W Main Street Monterey VA United States
Highland County Bankshares, Inc. 195 West Main Street Monterey VA United States
7 additional Subsidiary records available in full report.

Business Names
Business Name
Cornerstone Bank, Inc.
Cornerstone Financial Services, Inc.
First and Citizens Bank
15 additional Business Names available in full report.

General Information
Number of Employees: 415 (As of 12/31/2020)
Outstanding Shares: 12,996,260 (As of 8/4/2021)
Shareholders: 1,140
Stock Exchange: NASD
Federal Tax Id: 550672148


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Friday, October 22, 2021