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Lakeland Financial Corporation
202 East Center Street
Phone: (574) 267-6144p:574 267-6144 WARSAW, IN  46580  United States Ticker: LKFNLKFN
Business Summary
Lakeland Financial Corporation is a bank holding company, which provides, through its subsidiary Lake City Bank (the Bank), a range of financial products and services throughout its Northern and Central Indiana markets. The Company offers commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services. The Company serves a diverse customer base, including commercial customers across a variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services and healthcare. The Bank has approximately 53 offices in 15 counties, including 46 offices in northern Indiana and seven offices in central Indiana, in the Indianapolis market. The Bank’s deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) to the maximum extent provided under federal law and FDIC regulations.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes---

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6282 Investment advice
6211 Security brokers, dealers, and flotation companies
6311 Life insurance
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chairman of the Board, Chief Executive Officer David M.Findlay 62 4/9/2024 9/1/2000
President, Director Kristin L.Pruitt 52 5/9/2023 1/1/2011
Chief Financial Officer, Executive Vice President Lisa M.O'neill 56 3/14/2019 3/25/2014
11 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
LAKE CITY BANK 202 E Center St Warsaw Indiana United States

Business Names
Business Name
Lake City Bank, Warsaw
Lakeland Financial Corp.
LCB Funding, Inc.
LCB Investments II, Inc.
LCB Risk Management, Inc.
LKFN

General Information
Number of Employees: 608 (As of 12/31/2023)
Outstanding Shares: 25,966,500 (As of 2/20/2024)
Shareholders: 299
Stock Exchange: NASD
Federal Tax Id: 351559596


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Thursday, April 25, 2024