CreditRiskMonitor is a financial risk analysis and news service for credit, supply chain and financial professionals.  Our strength in coverage spans 58,000 global public companies, totaling about $70 trillion in corporate revenue.  We also offer solutions that can help ease private company financial risk assessment.  Leading corporations around the world – including more than 35% of the Fortune 1000, plus thousands more worldwide – rely on us to help them stay ahead of financial risk quickly, accurately and cost-effectively. 

A partial report preview for National Bankshares Inc is shown below.  Where indicated by "Yes," CreditRiskMonitor contains this information in its extensive database.  To get access to the full report and learn more about CreditRiskMonitor's robust financial risk analysis and timely news service, request a personalized demo and free trial today.

If you are already a subscriber and want to access the full report, click here.

National Bankshares Inc
101 Hubbard Street
Phone: (540) 951-6300p:540 951-6300 BLACKSBURG, VA  24060  United States Ticker: NKSHNKSH
Business Summary
National Bankshares, Inc. is a financial holding company of The National Bank of Blacksburg, which does business as National Bank (NBB), and of National Bankshares Financial Services, Inc, an investment and insurance subsidiary. NBB is a community-oriented financial institution headquartered in Blacksburg, Virginia. Through approximately 27 banking locations across southwest and central Virginia and two loan production offices in Roanoke and Charlottesville, Virginia, NBB offers a full range of retail and commercial banking services to individuals, businesses, non-profits and local governments. It offers telephone, mobile and Internet banking and it operates 25 automated teller machines (ATMs) in its service area. NBB focuses lending on small and mid-sized businesses and individuals. Its loan types include commercial and agricultural, commercial real estate, construction for commercial and residential properties, residential real estate, home equity and various consumer loan products.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202412/31/2024YesYes---

Industries
SIC Code Description
6021 National commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chairman of the Board F. BradDenardo 72 6/30/2025 1/1/1989
President, Chief Executive Officer, Director Lara E.Ramsey 56 7/1/2025 6/1/2016
Lead Independent Vice Chairman of the Board Charles E.Green 74 5/15/2019 1/1/2011
8 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
National Bank of Blacksburg 100 South Main Street Blacksburg VA United States
Frontier Community Bank 400 Lew Dewitt Blvd Waynesboro VA United States

Business Names
Business Name
Frontier Community Bank
National Bankshares Financial Services, Inc.
NB Operating, Inc.
NKSH
The National Bank of Blacksburg

General Information
Number of Employees: 242 (As of 12/31/2024)
Outstanding Shares: 6,363,371 (As of 3/31/2025)
Shareholders: 894
Stock Exchange: NASD
Federal Tax Id: 541375874
Email Address: mbuhyoff@nbbank.com


Copyright © 2025 CreditRiskMonitor.com (Ticker: CRMZ). All rights reserved.     
By using this website, you accept the Terms of Use Agreement.
Tuesday, May 13, 2025