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Mountain Valley Bancshares Inc
136 N Main St
Phone: (706) 348-6822p:706 348-6822 Cleveland, GA  30528  United States Ticker: MYVKMYVK
This company ceased filing statements with the SEC on 2/23/2009.
This company is no longer actively traded on any major stock exchange.
Business Summary
Mountain Valley Bancshares, Inc. serves as a holding company for Mountain Valley Community Bank (the Bank). The Bank conducts a community-oriented commercial and retail banking business focused on serving the banking needs of individuals and small- to medium-sized businesses. The principal business of the Bank is to accept deposits from the public and to make loans and other investments. The principal source of funds for the Bank’s loans and investments are demand, time, savings, and other deposits (including negotiable orders of withdrawal or NOW accounts), amortization and prepayments of loans and borrowings. The principal sources of income for the Bank are interest and fees collected on loans, interest and dividends collected on other investments and service charges. The Bank offers various types lo loans, such as commercial real estate, construction and development loans, commercial and industrial loans, consumer loans, unsecured loans and loan participations.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
---Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/200812/31/2007YesYes---

Industries
SIC Code Description
6021 National commercial banks
6712 Offices of bank holding companies
6029 Commercial banks, not elsewhere classified

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
President, Chief Executive Officer, Director Marc J.Greene 51 1/1/2003
Director; President and Chief Credit Officer of the Bank Donald E.Allison 47 1/1/2008 1/1/2004
Corporate Secretary, Director Aubrey H.McIntyre 70
5 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Mountain Valley Community Bank 136 North Main Street Cleveland GA United States

Business Names
Business Name
MOUNTAIN VALLEY BANCSHARES INC
Mountain Valley Community Bank
MYVK

General Information
Number of Employees: 30 (As of 12/31/2007)
Outstanding Shares: 2,115,352 (As of 10/15/2008)
Shareholders: 622
Stock Exchange: OTC
Federal Tax Id: 20714526


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