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Southern Community Bancshares Inc
325 Second St SE,
PO Box 249
Phone: (256) 734-4863p:256 734-4863 CULLMAN, AL  35056  United States Ticker: SCBSSCBS
Business Summary
Southern Community Bancshares, Inc. is a bank holding company, which operates through its wholly owned subsidiary, First Community Bank of Cullman (the Bank). The Bank provides retail and commercial loans, deposits, and other financial services in its primary market area of Cullman, Alabama and the surrounding areas. The Bank’s loan portfolio includes real estate mortgage loans; commercial, financial and industrial loans; and consumer and other loans. The Company’s personal banking includes checking, and savings and investing. Its business banking includes business first checking, business interest checking, business loans and business credit card. Its business checking account is available to businesses, corporations, partnerships or sole proprietorships. The Company’s real estate mortgage loans consist of loans secured by commercial and residential real estate. The Company also offers business credit cards, consumer credit cards and credit card managers.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
-------

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/20009/30/2000-Yes---

Industries
SIC Code Description
6035 Savings institutions, federally chartered
6162 Mortgage bankers and loan correspondents
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chairman and Director Finis E.St. John 48 1/1/1996
Chief Financial Officer, Treasurer, Secretary, Vice President-Finance Beth B.Knight 43 9/30/2000 1/1/1992
President and Director William R.Faulk 44 1/1/1996 1/1/1994
5 additional Officers and Directors records available in full report.

Business Names
Business Name
SCBS
Southern Commun. Bancshs.
Southern Community Bancshares, Inc.

General Information
Number of Employees: 17 (As of 9/30/2000)
Outstanding Shares: 487,038 (As of 12/31/2022)
Shareholders: 300
Stock Exchange: OTC
Federal Tax Id: 631176408
Fax Number: (302) 636-5454


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Monday, August 28, 2023