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Ks Bancorp Inc
1031 N Brightleaf Blvd
PO Box 661
Phone: (919) 938-3101p:919 938-3101 SMITHFIELD, NC  27577-0661  United States Ticker: KSBIKSBI
Business Summary
KS Bancorp, Inc. is a bank holding company. The Company offers a range of personal and business banking products and services, mortgage products and trust services. The Company operates through its subsidiary, KS Bank, Inc. (the Bank), which conducts its operations through nine full-service branch offices in Kenly, Goldsboro, Wilson, Garner, Selma, Clayton, Wendell, Four Oaks and Smithfield, North Carolina, as well as a loan production office in Dunn. KS Personal Services offers a complete suite of deposit and loan products that are tailored to specific needs, while KS Business Services includes deposit and loan products, payroll services (through Flex Pay), merchant card services, cash management and remote deposit. KS Mortgage Services offers mortgage products through a team of mortgage specialists. Its Trust Services Division offers a complete line of trust services, such as money management, individual retirement accounts (IRAs), trust administration and estate administration.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
---Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2004YesYes---

Industries
SIC Code Description
6036 Savings institutions, not federally chartered
6035 Savings institutions, federally chartered
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
President,Chief Executive Officer of the Company and Bank, Director Harold T.Keen 60 1/1/1990
Chief Financial Officer Regina J.Smith
Chief Operating Officer, Director Earl W.Worley 47 1/1/2014 1/1/2013
8 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
KS BANK INC 1031 BRIGHTLEAF BOULEVARD SMITHFIELD NC US

Business Names
Business Name
KS Bancorp, Inc.
KSBI

General Information
Number of Employees: 72 (As of 12/31/2004)
Outstanding Shares: 1,107,776 (As of 12/31/2023)
Shareholders: 335
Stock Exchange: OTC
Federal Tax Id: 561842707
Fax Number: (302) 498-7683


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Monday, April 15, 2024