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Fidelity Federal Bancorp
18 Northwest 4Th Street
Phone: (812) 424-0921p:812 424-0921 EVANSVILLE, IN  47708  United States Ticker: FDLBFDLB
Business Summary
Fidelity Federal Bancorp (FFED) is a holding company. The Company's principal activity is the ownership and management of United Fidelity Bank, fsb (UFB). UFB operates under a national thrift charter and provides a range of banking and financial services. UFB generates mortgage, consumer and commercial loans and receives deposits from customers located primarily in Evansville, Carmel, Newburgh, Ft. Branch and Mt. Vernon. FFED operates approximately 20 banking centers. Its loan portfolio is divided into two segments, namely Commercial and Industrial Loans, which consists of loans to commercial customers for use in normal business operations to finance working capital needs, equipment purchases or other expansion projects and Commercial Real Estate Loans, which involve larger principal amounts, and repayment of these loans is dependent on the operations of the property securing the loan or the business conducted on the property securing the loan.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
---Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/200412/31/2004YesYes---

Industries
SIC Code Description
6035 Savings institutions, federally chartered
6162 Mortgage bankers and loan correspondents
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chairman of the Board and Secretary of Fidelity and United Jack R.Cunningham 4/1/1998 1/1/1974
President, Chief Executive Officer, Director Donald R.Neel 10/1/2002 1/1/1993
Chief Financial Officer, Vice President; Chief Financial Officer and Senior Vice President of Unite Mark A.Isaac 45 9/1/2002
5 additional Officers and Directors records available in full report.

Business Names
Business Name
FDLB
United Fidelity Bank, fsb
United Fidelity Finance
Village Capital Corporation

General Information
Number of Employees: 52 (As of 12/31/2004)
Outstanding Shares: 772,500 (As of 3/11/2005)
Shareholders: 419
Stock Exchange: OTC
Federal Tax Id: 351894432
Fax Number: (812) 429-0542
Email Address: bancorp@ufb-ffed.com


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Monday, August 28, 2023