Commercial Credit Report for Sage Group Limited

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	Sage Group Limited
11Th Floor Sage, Centre
10 Fraser Street
Phone: +27 113775555p:+27 113775555	JOHANNESBURG, 2001 South Africa	Ticker: SGGSGG

Business Summary

Sage Group Limited is a South African life insurance, investment and unit trust organization. The Company manages life insurance assets. It is one of South Africa's mid-tier assurance companies. Sage focuses predominantly on the middle and upper income markets. Sage holds 100% of Sage Life, which, in turn, holds 100% of Sage Unit Trusts and is focused on its core South African businesses. Sage operates in both the retail and employee benefits markets. The retail businesses, which operate under the Sage Financial brand, cover both individual life assurance and unit trusts and are integrated within a single operating environment, embracing the full spectrum of individual life, endowment and retirement plans, and equity and fixed interest investments. Sage Unit Trusts has 17 funds under management. Sage Employee Benefits offers a full range of administration investment and risk benefit services to small and medium-sized enterprises. It also operates key outsourcing arrangements.

(Source: ARS)

Scores and Ratings

FRISK^® Score	Z'' Score	PAYCE^® Score	DBT Index	Moody's Rating	Fitch Rating	DBRS Rating
-	-	-	-	-	-	-

Financials, News and Filings

Latest Statement	Last Audit	News	SEC Filings	Bankruptcy Filings	Suit & Judgment Filings	Tax Lien Filings
12/31/2004	12/31/2004	Yes	-	-	-	-

Industries

SIC Code	Description
6311	Life insurance
6371	Pension, health, and welfare funds
6733	Trusts, except educational, religious, and charitable
6726	Unit investment trusts, face-amount certificate offices

Officers and Directors

Title	Name	Age
Non-Executive Chairman of the Board	Donald H.Brydon	74
Chief Executive Officer, Executive Director	Stephen P.Kelly	57
Chief Financial Officer, Executive Director	StephenHare	60
11 additional Officers and Directors records available in full report.

Business Names

Business Name
Sage Group Ltd.
SGG
SGGE

General Information

Number of Employees:	1,338	(As of 12/31/2004)
Outstanding Shares:	1,253,905,970	(As of 7/13/2012)
Shareholders:	4,067
Stock Exchange:	JNB

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