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Choiceone Financial Services Inc
109 East Division Street,
P.O. Box 186
Phone: (616) 887-7366p:616 887-7366 SPARTA, MI  49345-0186  United States Ticker: COFSCOFS

Business Summary
ChoiceOne Financial Services, Inc. is a bank holding company. The Company operates through banking segment. The Company's subsidiary, ChoiceOne Bank (the Bank), is a full-service banking institution that offers a range of deposit, payment, credit and other financial services to all types of customers. Its services include time, savings, demand deposits, safe deposit services and automated transaction machine services. It offers both commercial and consumer loans to corporations, partnerships and individuals. Commercial lending covers categories, such as business, industry, agricultural, construction, inventory and real estate. The Bank's consumer loan department makes direct and indirect loans to consumers and purchasers of residential and real property. The Bank's primary market area lies within Kent, Muskegon, Newaygo and Ottawa counties in Michigan. The Bank's subsidiary, Insurance Agency, sells insurance policies, such as life and health for both commercial and consumer clients.
(Source: 10-K)

Scores and Ratings
FRISK®
Score
Z''
Score
PAYCE®
Score
DBT
Index
IRA CQ
Score
Moody's
Rating
Fitch
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DBRS
Rating
Morningstar
Rating
Yes---Yes----

Financials, News and Filings
Latest
Statement
Last
Audit

News
SEC
Filings
Bankruptcy
Filings
Suit &
Judgment
Filings
Tax
Lien
Filings
9/30/201912/31/2018YesYes---

Officers and Directors

Title

Name

Age
Title
Date
Start
Date
Independent Chairman of the Board Paul L.Johnson 69 12/18/2013 7/1/1999
President, Chief Executive Officer, Director of the Company and Bank Kelly J.Potes 57 6/1/2016 1/1/2001
Senior Vice President Lee A.Braford 58 1/1/2012 1/1/2011
9 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
County Bank Corp 83 W Nepessing Street Lapeer MI United States
Lakestone Bank & Trust 83 West Nepressing Street Lapeer MI United States
CHOICEONE BANK 109 E Division St Sparta Michigan United States

Business Names
Business Name
1423 West Main LLC
ChoiceOne Bank
ChoiceOne Insurance Agencies, Inc.
5 additional Business Names available in full report.

General Information
Number of Employees: 174 (As of 12/31/2018)
Outstanding Shares: 7,237,808 (As of 10/1/2019)
Shareholders: 679
Stock Exchange: OTC
Federal Tax Id: 382659066


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Sunday, November 17, 2019