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Franklin Financial Services Corp
20 S Main St,
P O Box 6010
Phone: (717) 264-6116p:717 264-6116 CHAMBERSBURG, PA  17201-0819  United States Ticker: FRAFFRAF
Business Summary
Franklin Financial Services Corporation is a bank holding company. The Company conducts substantially all of its business through its wholly owned direct banking subsidiary, Farmers and Merchants Trust Company of Chambersburg (the Bank). The Bank acts as an independent community financial services provider and offers traditional banking and related financial services to individual, business and government customers. Through its community offices and electronic banking applications, the Bank offers a range of commercial and retail financial services, including the taking of time, savings and demand deposits; the making of commercial, consumer and mortgage loans, and the providing of safe deposit services. The Bank also performs personal, corporate, pension and fiduciary services through its Wealth Management Department. The Bank has approximately 22 community banking locations in Franklin, Cumberland, Fulton and Huntingdon Counties PA, and Washington County MD.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes---

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board G. WarrenElliott 69 3/22/2012 1/1/1991
President and Chief Executive Officer of Company and F&M Trust, Director Timothy G.Henry 65 7/1/2016 2/1/2016
Chief Financial Officer, Executive Vice President, Treasurer Mark R.Hollar 62 2/3/2022 1/1/2005
12 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Fulton Bancshares Corp. 100 Lincoln Way East McConnellsburg PA United States
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG 20 S Main St Chambersburg Pennsylvania United States

Business Names
Business Name
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG
FRAF
Franklin Future Fund

General Information
Number of Employees: 306 (As of 12/31/2023)
Outstanding Shares: 4,392,057 (As of 3/4/2024)
Shareholders: 1,536
Stock Exchange: NASD
Federal Tax Id: 251440803


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