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Isabella Bank Corp
401 North Main Street
Phone: (989) 772-9471p:989 772-9471 MT PLEASANT, MI  48858  United States Ticker: ISBAISBA
Business Summary
Isabella Bank Corporation is a financial services holding company. The Company's wholly owned subsidiary, Isabella Bank (the Bank) offers lending and deposit services, trust and investment services, and various insurance-related products. It offers personal and commercial lending, as well as investment, trust, and estate planning services. The Bank has locations throughout eight Mid-Michigan counties: Bay, Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw. It offers a range of banking and wealth management services to businesses, institutions, individuals and their families. Its lending activities include loans for commercial and agricultural operations and real estate purposes, residential real estate loans, and consumer loans. Its deposit services include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and Internet banking, and automated teller machines (ATMs).

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202412/31/2024YesYes-Yes-

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Sarah R.Opperman 64 5/1/2021 7/1/2012
President, Chief Executive Officer, Director Jerome E.Schwind 57 1/5/2024 1/1/2014
Chief Financial Officer William M.Schaefer 44 4/1/2024 4/1/2024
7 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Isabella Bank 139 E. Broadway Mt. Pleasant MI United States

Business Names
Business Name
Flagstar Bank (Saginaw)
Isabella Bank
ISBA

General Information
Number of Employees: 368 (As of 12/31/2024)
Outstanding Shares: 7,414,569 (As of 3/14/2025)
Shareholders: 2,590
Stock Exchange: OTC
Federal Tax Id: 382830092
Fax Number: (989) 775-5501


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Monday, April 14, 2025