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Isabella Bank Corp
401 North Main Street
Phone: (989) 772-9471p:989 772-9471 MT PLEASANT, MI  48858  United States Ticker: ISBAISBA
Business Summary
Isabella Bank Corporation is a financial service holding company. The Company's wholly owned subsidiary, Isabella Bank (the Bank), has approximately 31 banking offices located throughout Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. The Bank offers an array of banking and wealth management services to businesses, institutions, individuals, and their families. The Bank's lending activities include commercial loans, agricultural loans, residential real estate loans, and consumer loans. The Bank limit lending activities primarily to local markets and purchased loans from the secondary market are minimal. The Deposit services offered by the Bank include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and Internet banking, electronic bill pay services, and automated teller machines (ATMs). The Bank also offers full-service investment management, trust, and estate services.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes-Yes-

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
President, Chief Executive Officer, Director Jerome E.Schwind 56 1/5/2024 1/1/2014
Chief Financial Officer, President of Isabella Bank, Director Neil M.Mcdonnell 60 1/31/2024 1/30/2018
Chief Lending Officer of the Bank David J.Reetz 62 1/1/2018
6 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Isabella Bank 139 E. Broadway Mt. Pleasant MI United States

Business Names
Business Name
Flagstar Bank (Saginaw)
Isabella Bank
ISBA

General Information
Number of Employees: 356 (As of 12/31/2023)
Outstanding Shares: 7,498,626 (As of 3/15/2024)
Shareholders: 2,674
Stock Exchange: OTC
Federal Tax Id: 382830092
Fax Number: (989) 775-5501


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Tuesday, April 16, 2024