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Isabella Bank Corp
401 North Main Street
Phone: (989) 772-9471p:989 772-9471 MT PLEASANT, MI  48858  United States Ticker: ISBAISBA
Business Summary
Isabella Bank Corporation is the parent company of Isabella Bank (the Bank), a Michigan state-chartered community bank. The Bank offers personal and commercial lending and deposit products, as well as investment, trust and estate planning services. Isabella Bank has 33 locations throughout nine Michigan counties: Bay, Clare, Gratiot, Isabella, Kent, Mecosta, Midland, Montcalm and Saginaw. Its lending activities include loans for commercial and agricultural operations and real estate purposes, residential real estate loans, and consumer loans. Its deposit services offer includes checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, and automated teller machines. It also offers full-service investment management, trust, and estate services. It provides a range of banking and wealth management services to businesses, institutions, individuals, and their families.
(Source: Company's Website)

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/202612/31/2025YesYes-Yes-

Industries
SIC Code Description
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Sarah R.Opperman 66 5/1/2021 7/1/2012
President, Chief Executive Officer, Director Jerome E.Schwind 59 1/5/2024 1/1/2014
Chief Financial Officer Gerald J.Ritzert 57 1/5/2026 1/5/2026
7 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Grand River Commerce Inc 4471 Wilson Ave SW GRANDVILLE MI United States
Grand River Bank 4471 Wilson Avenue Grandville MI United States
Isabella Bank 139 E. Broadway Mt. Pleasant MI United States

Business Names
Business Name
Flagstar Bank (Saginaw)
Grand River Bank
Grand River Commerce Inc
Isabella Bank
ISBA

General Information
Number of Employees: 341 (As of 12/31/2025)
Outstanding Shares: 8,624,379 (As of 11/2/2026)
Shareholders: 2,431
Stock Exchange: NASD
Federal Tax Id: 382830092
Fax Number: (989) 775-5501


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Saturday, November 14, 2026