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Middlefield Banc Corp
15985 E High St,
P O Box 35
Phone: (440) 632-1666p:440 632-1666 MIDDLEFIELD, OH  44062-9263  United States Ticker: MBCN MBCN
Business Summary
Middlefield Banc Corp. is a bank holding company. The Company's subsidiaries include The Middlefield Banking Company (MBC) (the Bank) and EMORECO Inc. MBC is engaged in the general commercial banking business in northeastern, central, and western Ohio. MBC offers customers a range of banking services, including checking, savings, negotiable order of withdrawal (NOW) accounts, money market accounts, time deposits, commercial loans, real estate loans, a variety of consumer loans, safe deposit facilities, and travelers checks. MBC offers online banking and bill payment services to individuals and online cash management services to business customers through its Website at www.middlefieldbank.bank. The Bank makes residential and commercial mortgages, home equity lines of credit, secured and unsecured consumer installment, commercial and industrial, and real estate construction loans for owner-occupied, non-owner-occupied, multifamily, and income-producing properties.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
3/31/202512/31/2024YesYes-Yes-

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board William J.Skidmore 68 5/15/2019 1/1/2007
President, Chief Executive Officer, Director Ronald L.Zimmerly 60 1/1/2024 12/1/2022
Chief Financial Officer, Executive Vice President - Middlefield, Treasurer Michael C.Ranttila 52 9/14/2023 10/1/2017
9 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Liberty Bank, N.A. 25201 Chagrin Blvd, Suite 120 Beachwood OH United States
EMERALD BANK 6215 PERIMETER DR DUBLIN OH
MIDDLEFIELD BANKING CO 15985 East High Street Middlefield OH United States
Liberty Bancshares, Inc. 3815 Libson Street Fort Worth TX United States
Liberty Bank 5801 Davis Blvd. North Richland Hills TX United States

Business Names
Business Name
Emerald Bank
Liberty Bancshares, Inc.
Liberty Bank
5 additional Business Names available in full report.

General Information
Number of Employees: 246 (As of 12/31/2024)
Outstanding Shares: 8,081,193 (As of 3/31/2025)
Shareholders: 1,126
Stock Exchange: NASD
Federal Tax Id: 341585111
Fax Number: (440) 632-1700


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Tuesday, May 13, 2025