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Orrstown Financial Services Inc
77 E King St
PO Box 250
Phone: (717) 510-7127p:717 510-7127 SHIPPENSBURG, PA  17257  United States Ticker: ORRFORRF
Business Summary
Orrstown Financial Services, Inc. is a financial holding company for its wholly owned subsidiary Orrstown Bank (the Bank). The Company provides banking and financial advisory services located in south central Pennsylvania, principally in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry and York Counties, Pennsylvania, and in Anne Arundel, Baltimore, Howard and Washington Counties, Maryland, as well as Baltimore City, Maryland. The Company’s lending area also includes adjacent counties in Pennsylvania and Maryland, as well as Loudon County, Virginia and Berkeley, Jefferson and Morgan Counties, West Virginia. The Bank operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time, and money market deposits. The Bank also provides fiduciary, investment advisory, insurance, and brokerage services.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
3/31/202412/31/2023YesYes---

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Joel R.Zullinger 75 12/31/2018 1/1/1981
President, Chief Executive Officer, Director Thomas R.Quinn 64 5/5/2009 3/2/2009
Chief Financial Officer, Executive Vice President NeeleshKalani 49 6/7/2021 3/18/2020
12 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Fullerton Federal Savings Association 7527 Belair Road Baltimore MD United States
Fraternity Community Bancorp Inc 764 Washington Blvd BALTIMORE MD United States
Fraternity Federal Savings and Loan Association 764 Washington Boulevard Baltimore MD United States
7 additional Subsidiary records available in full report.

Business Names
Business Name
Fairmount Bancorp Inc
Fairmount Bank
First Community Bank of Mercersburg
9 additional Business Names available in full report.

General Information
Number of Employees: 410 (As of 12/31/2023)
Outstanding Shares: 10,705,077 (As of 3/31/2024)
Shareholders: 2,736
Stock Exchange: NASD
Federal Tax Id: 232530374


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Friday, April 26, 2024