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Farmers & Merchants Bancorp Inc
307-11 N DEFIANCE ST
Phone: (419) 446-2501p:419 446-2501 ARCHBOLD, OH  43502  United States Ticker: FMAOFMAO
Business Summary
Farmers & Merchants Bancorp, Inc. is a bank holding company. The Company's primary subsidiary, The Farmers & Merchants State Bank (Bank) is a local independent community bank that is primarily serves Northwest Ohio and Northeast Indiana. The Bank is engaged in the general commercial banking business. Its activities include commercial, agricultural, and residential mortgage as well as consumer lending activities. The Bank also provides checking account services, as well as savings and time deposit services such as certificates of deposits. Its loan portfolio is comprised of loans made to customers in the farming industry for such things as farmland, farm equipment, livestock and operating loans for seed, fertilizer, and feed. The Bank provides on-line banking access for consumer and business customers. In addition, it also provides automated teller machines (ATMs) or interactive teller machines (ITMs) at the branch locations along with other independent locations in the market area.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/202412/31/2023YesYes--Yes

Industries
SIC Code Description
6035 Savings institutions, federally chartered
6029 Commercial banks, not elsewhere classified
6162 Mortgage bankers and loan correspondents
6159 Miscellaneous business credit institutions
6141 Personal credit institutions
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Andrew J.Briggs 69 5/21/2024 1/1/2019
President, Chief Executive Officer, Director Lars B.Eller 57 2/1/2019 9/21/2018
Independent Vice Chairman of the Board Kevin J.Sauder 63 6/9/2021 1/1/2004
9 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Limberlost Bancshares, Inc. 215 E Line St Geneva IN United States
Ossian Financial Services, Inc. 102 North Jefferson Street Ossian IN United States
BANK OF GENEVA 215 E Line St Geneva Indiana United States
5 additional Subsidiary records available in full report.

Business Names
Business Name
BANK OF GENEVA
FARMERS & MERCHANTS RISK MANAGEMENT, INC.
FMAO
7 additional Business Names available in full report.

General Information
Number of Employees: 446 (As of 9/30/2024)
Outstanding Shares: 13,699,482 (As of 11/1/2024)
Shareholders: 1,903
Stock Exchange: NASD
Federal Tax Id: 341469491


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Friday, November 22, 2024