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Penns Woods Bancorp, Inc.
300 Market Street
Phone: (570) 322-1111p:570 322-1111 WILLIAMSPORT, PA  17701  United States Ticker: PWODPWOD

Business Summary
Penns Woods Bancorp, Inc. is a bank holding company. The Company operates, through its subsidiaries, namely Jersey Shore State Bank (JSSB) and Luzerne Bank (Luzerne) (the Banks). The Banks engage in business as commercial banks, doing business at locations in Lycoming, Clinton, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania. The Banks offers insurance, securities brokerage services, annuity and mutual fund investment products, and financial planning through the M Group, Inc. doing business as The Comprehensive Financial Group (M Group). Services offered by the Banks include accepting time, demand and savings deposits, including Super NOW accounts, statement savings accounts, money market accounts, and others. The Banks services also include making secured and unsecured business and consumer loans. Its subsidiaries also include Woods Real Estate Development Co., Inc., Woods Investment Company, Inc., The M Group Inc. and United Insurance Solutions, LLC.

Scores and Ratings
FRISK®
Score
Z''
Score
PAYCE®
Score
DBT
Index
Moody's
Rating
Fitch
Rating
DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement
Last
Audit

News
SEC
Filings
Bankruptcy
Filings
Suit &
Judgment
Filings
Tax
Lien
Filings
12/31/202312/31/2023YesYes---

Officers and Directors

Title

Name

Age
Title
Date
Start
Date
Independent Chairman of the Board R. EdwardNestlerode 71 1/1/2014 1/1/1995
President, Chief Financial Officer, Director Brian L.Knepp 49 1/1/2017 1/1/2005
Chief Executive Officer, Director Richard A.Grafmyre 70 10/30/2017 10/29/2010
6 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Luzerne National Bank Corporation 118 Main Street Luzerne PA United States
JERSEY SHORE STATE BANK 115 S Main St Jersey Shore Pennsylvania United States
LUZERNE NATIONAL BANK 118 Main St Luzerne Pennsylvania United States

Business Names
Business Name
Jersey Shore State Bank
Luzerne Bank
Luzerne National Bank Corporation
5 additional Business Names available in full report.

General Information
Outstanding Shares: 7,513,898 (As of 3/1/2024)
Shareholders: 3,632
Stock Exchange: NASD
Federal Tax Id: 232226454
Email Address: info@jssb.com


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Thursday, April 18, 2024