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Citizens Bancshares Corp
230 Peachtree Street Nw Suite 2700
Phone: (404) 659-5959p:404 659-5959 ATLANTA, GA  30303  United States Ticker: CZBSCZBS
This company ceased filing statements with the SEC on 1/9/2017.
Business Summary
Citizens Bancshares Corporation is a holding company. The Company provides a range of commercial banking to individual and corporate customers in its primary market areas, metropolitan Atlanta, Georgia, and Birmingham and Eutaw, Alabama through its wholly owned subsidiary, Citizens Trust Bank (the Bank). The Bank operates under a state charter and serves its customers through its full-service branches in metropolitan Atlanta, Birmingham, Alabama, and in Eutaw, Alabama. Its banking services include checking, savings, commercial baking and others. Its borrowing services include home loan solutions, home equity line of credit, personal loans, home loans and others. It also provides various online and mobile banking products. The Bank offers a range of commercial and consumer deposit accounts, including non-interest-bearing checking accounts, individual retirement accounts, time certificates of deposit and regular savings accounts.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
-------

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/201612/31/2015YesYes--Yes

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Non-Executive Independent Chairman of the Board Ray M.Robinson 75 5/1/2003 1/1/1999
President, Chief Executive Officer of the Company and the Bank; Director Cynthia N.Day 57 2/27/2012 1/1/2003
Chief Financial Officer, Executive Vice President of the Company and the Bank Samuel J.Cox 58 1/1/1998 1/1/1998
5 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
CITIZENS TRUST BANK 75 Piedmont Ave NE Atlanta Georgia United States

Business Names
Business Name
C79
Citizens Bancshares Corp.
CITIZENS BANCSHARES CORPORATION
Citizens Bancshares Corporation (GA)
CZBS

General Information
Outstanding Shares: 2,169,998 (As of 9/30/2016)
Shareholders: 1,212
Stock Exchange: OTC
Federal Tax Id: 581631302


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Friday, February 2, 2024