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United Community Financial Corp
275 W Federal St
Phone: (330) 742-0500p:330 742-0500 YOUNGSTOWN, OH  44503-1200  United States Ticker: UCFCUCFC

Business Summary
United Community Financial Corp. is financial services holding company. The Company's subsidiaries include The Home Savings and Loan Company of Youngstown, Ohio (Home Savings or the Bank), HSB Insurance, LLC and HSB Capital, LLC. The principal business of Home Savings is the origination of mortgage loans, including construction loans, on residential and nonresidential real estate located in Home Savings' primary market area. In addition to real estate lending, Home Savings originates commercial loans and various types of consumer loans. Funds for lending and other investment activities are obtained primarily from retail deposits. HSB Insurance, LLC is an insurance agency that offers a range of insurance products for business and residential customers, which include, auto, homeowners, life-health, commercial, surety bonds and aviation. HSB Capital, LLC provides mezzanine funding for customers. Mezzanine loans are offered to customers in United Community's market area.
(Source: 10-K)

Scores and Ratings
FRISK®
Score
Z''
Score
PAYCE®
Score
DBT
Index
IRA CQ
Score
Moody's
Rating
Fitch
Rating
DBRS
Rating
Morningstar
Rating
Yes--YesYes----

Financials, News and Filings
Latest
Statement
Last
Audit

News
SEC
Filings
Bankruptcy
Filings
Suit &
Judgment
Filings
Tax
Lien
Filings
9/30/201912/31/2018YesYes---

Officers and Directors

Title

Name

Age
Title
Date
Start
Date
Independent Non-Executive Chairman of the Board Richard J.Schiraldi 64 12/31/2010 1/1/2002
President, Chief Executive Officer, Director Gary M.Small 58 4/1/2014 3/25/2014
Chief Financial Officer Timothy W.Esson 69 2/24/2015 3/1/2011
6 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Ohio Legacy Corp. 305 West Liberty Street Wooster OH United States
Home Savings Bank 275 W. Federal Street Youngstown OH United States
Home Savings Bank 275 West Federal Street Youngstown OH United States

Business Names
Business Name
Home Savings Bank
HSB Capital, LLC
HSB Insurance, Inc.
6 additional Business Names available in full report.

General Information
Number of Employees: 504 (As of 12/31/2018)
Outstanding Shares: 48,112,240 (As of 10/31/2019)
Shareholders: 7,400
Stock Exchange: NASD
Federal Tax Id: 341856319
Fax Number: (330) 742-0532


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Saturday, January 18, 2020