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Harmoney Corp Ltd
Ground Floor
79 Carlton Gore Road, Newmarket
Auckland, AUC  1023  New Zealand Ticker: HMYHMY
Business Summary
Harmoney Corp Limited is a New Zealand-based online direct personal lender that operates across Australia and New Zealand providing customers with unsecured personal loans. The Company’s digital lending platform, Stellare, facilitates its personalized loan product with applications processed and loans funded within 24 hours of acceptance by the customer. Stellare applies a customer’s individual circumstances to its data-driven, machine learning credit scorecard to deliver automated credit decisioning and risk-based pricing. Stellare also replaces the traditional industry credit scorecard with Libra, its predictive behavioral analytics engine, which uses machine learning to analyze direct consumer data to deliver automated credit decisioning and superior risk-based pricing. The Company offers various loans, including personal loans, debt consolidation, home improvements, wedding loans, car loans, holiday loans, education loans, medical expenses, and business loans.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
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Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/20236/30/2023Yes----

Industries
SIC Code Description
6141 Personal credit institutions

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Paul A.Lahiff 2/15/2021 2/15/2021
Chief Executive Officer, Managing Director DavidStevens
Founder, Executive Director, Chief Strategy Officer NeilRoberts
Independent Director MoniqueCairns
Independent Director JohnQuirk

General Information
Number of Employees: 80 (As of 6/30/2021)
Outstanding Shares: 101,964,147 (As of 12/31/2023)
Shareholders: 766
Stock Exchange: ASX


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Friday, April 19, 2024