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Provident Bancorp Inc (Maryland)
5 Market Street
Phone: (978) 388-0050p:978 388-0050 AMESBURY, MA  01913  United States Ticker: PVBCPVBC
Business Summary
Provident Bancorp, Inc. is the holding company for BankProv (the Bank). The Bank is a commercial bank that offers a comprehensive suite of banking products for corporate clients. The Bank is a banking-as-a-service provider specializing in technology-driven banking solutions. The Bank's commercial lending products include term loans and revolving lines of credit, which are made with either variable or fixed rates of interest. The Bank makes commercial business loans in its market area to a variety of small- and medium- sized businesses, including professional and nonprofit organizations, and, to a lesser extent, sole proprietorships. It serves various industries including renewable energy, fintech and enterprise value lending. The Bank operates from its main office and two branch offices in the Northeastern Massachusetts area, three branch offices in Southeastern New Hampshire and one branch located in Bedford, New Hampshire. It also has a loan production office in Ponte Vedra, Florida.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes---

Industries
SIC Code Description
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Laurie H.Knapp 65 1/1/2023 1/1/1998
President, Chief Executive Officer, Director Joseph B.Reilly 66 2/9/2024 1/1/2018
Acting Chief Financial Officer Kenneth R.Fisher 44 3/28/2024 3/28/2024
5 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
PROVIDENT BANCORP 5 Market St Amesbury MA United States
The Provident Bank 5 Market Street Amesbury MA United States

Business Names
Business Name
5 Market Street Security Corporation
Provident Security Corporation
PVBC
The Provident Bank

General Information
Number of Employees: 188 (As of 12/31/2023)
Outstanding Shares: 17,659,146 (As of 3/21/2024)
Shareholders: 679
Stock Exchange: NASD
Federal Tax Id: 453231576


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Friday, April 19, 2024