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Pioneer Bancorp Inc
652 ALBANY-SHAKER ROAD
Phone: (518) 730-3999p:518 730-3999 ALBANY, NY  12211  United States Ticker: PBFSPBFS
This is a Subsidiary, click here for the Parent Company
Business Summary
Pioneer Bancorp, Inc. is a bank holding company whose wholly owned subsidiary is Pioneer Bank, National Association (the Bank). It provides diversified financial services through the Bank and its subsidiaries, with 23 offices in the Capital Region of New York State, and offers a broad array of deposit, lending, and other financial services to individuals, businesses, and municipalities. The Bank is a national bank whose wholly owned subsidiaries are Pioneer Insurance Agency, Inc. and Pioneer Financial Services, Inc. Pioneer Insurance Agency, Inc. sells commercial and consumer insurance products and employee benefit products and services. Pioneer Financial Services, Inc. provides wealth management services. The Company primarily grants loans to customers located in the New York State counties of Albany, Greene, Rensselaer, Schenectady, Saratoga, and Warren. The Bank’s principal lending activity is originating commercial real estate loans, commercial and industrial loans, and others.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes------

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
3/31/202512/31/2024YesYes---

Industries
SIC Code Description
6036 Savings institutions, not federally chartered
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board James K.Reed 75 5/20/2025 1/1/2017
President, Chief Executive Officer, Director Thomas L.Amell 58 6/1/2013 1/1/2012
Chief Financial Officer, Executive Vice President Patrick J.Hughes 52 11/1/2016 11/1/2016
9 additional Officers and Directors records available in full report.

Business Names
Business Name
PBFS
Pioneer Bancorp, Inc./MD
Pioneer Bank, National Association
5 additional Business Names available in full report.

General Information
Number of Employees: 255 (As of 12/31/2024)
Outstanding Shares: 25,853,091 (As of 5/6/2025)
Shareholders: 866
Stock Exchange: NASD
Federal Tax Id: 834274253


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Friday, May 30, 2025