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Consorcio del Uruguay S.A.
Rincón 649
Montevideo, 11000  Uruguay
Business Summary
Consorcio del Uruguay S.A. provides saving and credit services. The entity's business model is based on managing groups of individuals who commit to contributing a predetermined number of installments to a fund under one of a number of savings plans, with varying tenor and yield characteristics. The fund is then used to grant mortgages or consumer loans to the fund's contributors, which are typically pooled in groups of 200 or 400 members depending on the number of installments defined in each plan. Loans are awarded under the terms and conditions of the agreements signed with customers by both lottery and a bidding process whereby contributors bid the number of installments they will contribute in advance, which are then deducted from the loan. Under the operating guidelines, fund contributors have no ability to withdraw their savings, unless they are awarded a loan.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
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Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
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Monday, April 8, 2024