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United Bancorp Inc
201 S Fourth St
PO Box 10
Phone: (740) 633-0445p:740 633-0445 MARTINS FERRY, OH  43935  United States Ticker: UBCPUBCP
Business Summary
United Bancorp, Inc. is a bank holding company. The Company has one wholly owned subsidiary bank, Unified Bank, Martins Ferry, Ohio (the Bank). The Bank serves customers in northeastern, eastern, southeastern and south-central Ohio and the Northern panhandle of West Virginia and is engaged in the business of commercial and retail banking in Belmont, Harrison, Jefferson, Tuscarawas, Carroll, Athens, Hocking, and Fairfield counties and the surrounding localities. The bank also operates in Marshall County West Virginia. The Bank provides a range of banking and financial services, which includes accepting demand, savings and time deposits and granting commercial, real estate and consumer loans. The Bank's loan portfolio includes commercial loans, commercial real estate loans, residential real estate loans and installment loans. The Bank conducts its business through its main office and standalone operations center in Martins Ferry, Ohio and about 18 branches located in the counties.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes---

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Richard L.Riesbeck 73 4/16/2014 1/1/1984
Chairman of the Board, President, Chief Executive Officer Scott A.Everson 55 10/20/2024 4/1/1999
Chief Financial Officer, Senior Vice President, Treasurer, Corporate Secretary Randall M.Greenwood 59 1/1/2021
5 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Unified Bank 201 South Fourth Street Martins Ferry OH United States

Business Names
Business Name
The Citizens Savings Bank
The Glouster Community Bank
UBCP
Unified Bank
Unified Securities, Inc. (Ohio corporation)
United Bancorp Statutory Trust I

General Information
Number of Employees: 115 (As of 12/31/2023)
Outstanding Shares: 5,702,685 (As of 3/11/2024)
Shareholders: 3,000
Stock Exchange: NASD
Federal Tax Id: 341405357
Email Address: CFO@unitedbancorp.com


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Saturday, April 20, 2024