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International Bancshares Corp
1200 San Bernardo
Phone: (956) 722-7611p:956 722-7611 LAREDO, TX  78040  United States Ticker: IBOCIBOC
Business Summary
International Bancshares Corporation is a multibank financial holding company. The Company is engaged in providing a diversified range of commercial and retail banking services in its main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma. The Company, through its subsidiary banks, is engaged in the business of accepting checking and savings deposits and the making of commercial, real estate, personal, home improvement, automobile and other installment and term loans. Its international banking business includes providing letters of credit, making commercial and industrial loans, and providing foreign-exchange services. The Company offers IBC Bank Online, an internet banking product that provides customers with online access to banking information and services, as well as IBC Mobile Banking, which provides users with banking access from their mobile devices. The Company has 256 automated teller machines (ATMs).

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes-Yes-

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chairman of the Board, President, Chief Executive Officer of International Bank of Commerce Dennis E.Nixon 80 1/1/1979 1/1/1975
Chief Accounting Officer, Treasurer, Executive Vice President of International Bank of Commerce Judith I.Wawroski 48 12/31/2020 12/21/2017
Vice President, Executive Vice President of IBC Dalia F.Martinez 62 1/1/2021 1/1/2021
5 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
International Bank of Commerce 3817 Northwest Expressway Oklahoma City OK United States
International Bank of Commerce 1600 F.M. 802 BROWNSVILLE TX United States
International Bank of Commerce 1200 SAN BERNARDO AVENUE LAREDO TX United States
COMMERCE BANK 5800 SAN DARIO LAREDO TX US
International Bank of Commerce TENTH AT U.S. HIGHWAY 83 ZAPATA TX United States

Business Names
Business Name
Diamond Beach Holdings LLC
IBC Charitable and Community Development Corporation
IBC Charitable and Community Development Corporation
5 additional Business Names available in full report.

General Information
Number of Employees: 2,062 (As of 12/31/2023)
Outstanding Shares: 62,168,232 (As of 2/20/2024)
Shareholders: 1,763
Stock Exchange: NASD
Federal Tax Id: 742157138
Fax Number: (956) 726-6637
Email Address: ibcsupport@iboc.com


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Friday, April 19, 2024