Commercial Credit Report for Kojamo Oyj

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	Kojamo Oyj
Mannerheimintie 168a, PL 40
Phone: +358 205083300p:+358 205083300	HELSINKI, 00301 Finland	Ticker: KOJAMOKOJAMO

Business Summary

Kojamo Oyj is a Finland-based private residential real estate company. It offers rental apartments and housing services for tenants primarily in the Helsinki region, the Tampere, Turku, Kuopio and Lahti regions, as well as in the cities of Oulu and Jyvaskyla. The Company’s portfolio comprises over 35 000 rental apartments. The Company operates within two segments: Lumo and VVO. The Lumo segment includes commercial housing services and apartments primarily are free from restrictions under state-subsidized housing loans (ARAVA) and/or interest subsidy legislation. The VVO segment includes the rental apartments subject to restrictions on rent levels under ARAVA and/or interest subsidy legislation.

Scores and Ratings

FRISK^® Score	Z'' Score	PAYCE^® Score	DBT Index	Moody's Rating	Fitch Rating	DBRS Rating
Yes	Yes	-	-	Yes	-	-

Financials, News and Filings

Latest Statement	Last Audit	News	SEC Filings	Bankruptcy Filings	Suit & Judgment Filings	Tax Lien Filings
12/31/2023	12/31/2023	Yes	-	-	-	-

Industries

SIC Code	Description
6513	Operators of apartment buildings
1531	Operative builders

Officers and Directors

Title	Name	Age	Title Date	Start Date
Independent Chairman of the Board	MikaelAro	59	3/14/2019	3/14/2019
Chief Executive Officer, Member of the Management Team	JaniNieminen	56	1/1/2023	1/1/2011
Deputy Chief Executive Officer, Chief Financial Officer, Member of the Management Team	ErikHjelt	63	1/1/2015	1/1/2015
6 additional Officers and Directors records available in full report.

Business Names

Business Name
0A0E
KOJAMO

General Information

Number of Employees:	288	(As of 12/31/2023)
Outstanding Shares:	247,144,399	(As of 12/31/2023)
Shareholders:	13,452
Stock Exchange:	HEL
Fax Number:	+358 207519799

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