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Navient Corp
13865 SUNRISE VALLEY DRIVE
Phone: (703) 810-3000p:703 810-3000 HERNDON, VA  20171  United States Ticker: NAVIVNAVIV
Business Summary
Navient Corporation provides technology-enabled education finance solutions. The Company's businesses include Federal Education Loans and Consumer Lending. The Company's Federal Education Loans business includes owning and managing Federal Family Education Loan Program (FFELP) Loans and is the master servicer on this portfolio. Its Consumer Lending business includes owning and managing Private Education Loans and is the master servicer for these portfolios. The Company, through its Earnest brand, also refinances and originates in-school Private Education Loans. The Company helps students and families on the planning and paying for college journey. Its digital tools empower people to find scholarships and compare financial aid offers.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--YesYesYes-

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202412/31/2024YesYes-YesYes

Industries
SIC Code Description
6141 Personal credit institutions
6111 Federal and federally-sponsored credit agencies
7322 Adjustment and collection services
6099 Functions related to depository banking, not elsewhere classified

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chair of the Board Linda A.Mills 74 6/6/2019 5/12/2014
President, Chief Executive Officer, Director David L.Yowan 67 5/15/2023 3/1/2017
Independent Vice Chair of the Board Edward J.Bramson 73 12/1/2023 4/14/2022
8 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Earnest Operations LLC 1455 Market Street San Francisco CA United States
Navient LLC 300 Continental Drive Newark DE United States
Navient Solutions, LLC 123 Justison Street Wilmington DE United States
Xtend Healthcare 500 West Main St. Hendersonville TN United States
Navient Funding, LLC 2001 Edmund Halley Drive Reston VA United States

Business Names
Business Name
Earnest Operations LLC
ELIPSe
NAVI
8 additional Business Names available in full report.

General Information
Number of Employees: 2,100 (As of 12/31/2024)
Outstanding Shares: 102,276,303 (As of 1/31/2025)
Shareholders: 236
Stock Exchange: NASD
Federal Tax Id: 464054283
Fax Number: (302) 636-5454


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Thursday, April 17, 2025