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Third Coast Bancshares Inc
20202 Highway 59 North, Suite 190
Phone: (281) 446-7000p:281 446-7000 HUMBLE, TX  77338  United States Ticker: TCBXTCBX
Business Summary
Third Coast Bancshares, Inc. is a commercially focused bank holding company operating primarily in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets through its wholly owned subsidiary, Third Coast Bank. It is engaged in traditional community banking activities, which include commercial and retail lending, deposit gathering, and investment and liquidity management activities. Its primary deposit products are demand deposits, money market accounts and certificates of deposit. Its primary lending products are commercial business and real estate, residential construction, real estate mortgage and consumer loans. The Company operates approximately 22 banking locations across various cities, including Austin, Ballinger, Beaumont, Conroe, Dallas, Detroit, Fort Worth, Georgetown, Houston, Humble, Kingwood, La Vernia, Lake Jackson, Nixon, Pearland, Plano, Port Arthur, San Antonio, and The Woodlands, Texas. It also operates a loan production office in Bastrop, Texas.
(Source: Company's Website)

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202512/31/2025YesYes---

Industries
SIC Code Description
6036 Savings institutions, not federally chartered
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chairman of the Board, President, Chief Executive Officer Bart O.Caraway 54 1/1/2013 1/1/2013
Chief Financial Officer, Senior Executive Vice President of the Company and the Bank R. JohnMcwhorter 60 1/1/2021 4/1/2015
Executive Vice President, Chief Banking Officer of the Company and the Bank WilliamBobbora 57 2/1/2023 2/1/2023
8 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Keystone Bancshares, Inc. 11500 Bee Cave Road Austin TX United States
Keystone Bank, National Association 11500 Bee Cave Road Austin TX United States
Third Coast Bank, SSB 20202 Hwy 59 North Humble TX United States

Business Names
Business Name
Keystone Bancshares, Inc.
Keystone Bank, National Association
TCBX
Third Coast Bank
Third Coast Bank, SSB
Third Coast Commercial Capital, Inc.

General Information
Number of Employees: 412 (As of 12/31/2025)
Outstanding Shares: 16,485,782 (As of 2/28/2026)
Shareholders: 696
Stock Exchange: NYSE
Federal Tax Id: 462135597


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Saturday, March 21, 2026