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Sound Financial Bancorp Inc
2400 Third Avenue, Suite 150
Phone: (206) 448-0884p:206 448-0884 SEATTLE, WA  98121  United States Ticker: SFBCSFBC
Business Summary
Sound Financial Bancorp, Inc. is a bank holding company. The Company's business is substantially conducted through Sound Community Bank (the Bank), a Washington state-chartered commercial bank. Its principal business consists of attracting retail and commercial deposits from the general public and investing those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four family residences, commercial and multifamily real estate, construction and land, consumer and commercial business loans. Its commercial business loans include unsecured lines of credit and secured term loans and lines of credit secured by inventory, equipment and accounts receivable. It offers a variety of secured and unsecured consumer loan products, including manufactured home loans, floating home loans and recreational vehicle loans. It also sells insurance products and services to consumers through Sound Community Insurance Agency, Inc., a wholly owned subsidiary of the Bank.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes---

Industries
SIC Code Description
6035 Savings institutions, federally chartered
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Tyler K.Myers 60 3/1/2012 3/1/2012
President, Chief Executive Officer, Director Laura L.Stewart 73 8/1/2021 3/1/2012
Independent Vice Chairman of the Board David S.Haddad 76 3/1/2012 3/1/2012
6 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Sound Community Bank 2001 5th Ave Seattle WA United States
Sound Financial, Inc. 2005 5th Avenue, Second Floor Seattle WA United States

Business Names
Business Name
SFBC
Sound Community Bank
Sound Community Insurance Agency, Inc.
University Place (Sunwest)

General Information
Number of Employees: 128 (As of 12/31/2023)
Outstanding Shares: 2,558,546 (As of 3/15/2024)
Shareholders: 255
Stock Exchange: NASD
Federal Tax Id: 455188530


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Thursday, April 25, 2024