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Business First Bancshares Inc
500 Laurel St Ste 101
Phone: (225) 248-7600p:225 248-7600 BATON ROUGE, LA  70801-1811  United States Ticker: BFSTBFST
Business Summary
Business First Bancshares, Inc., through its banking subsidiary b1BANK, operates banking centers and loan production offices in markets across Louisiana and Texas, providing commercial and personal banking products and services. The Company's personal banking products and services include personal checking, personal savings, digital banking, long term savings, personal lending and additional services. Its commercial products and services include commercial checking, commercial savings, commercial lending, online banking, and treasury management. The Company's wealth management products and services include investments, financial planning, and insurance. It also provides private client banking products and services. Its personal checking products include MAX Checking and FLEX Checking. Its personal savings products include MAX Money Market, FLEX Savings and AIM Savings. Its commercial checking products include Essential Business Checking, Aspire Checking, and MAX Business Checking.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/202512/31/2024YesYes---

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chairman of the Board, President, Chief Executive Officer David R.Melville 50 7/25/2024 2/1/2006
President & Chief Executive Officer David R.Melville, III
Chief Financial Officer, Treasurer and Executive Vice President, Chief Financial Officer of b1 Bank GregoryRobertson 53 1/1/2017 1/1/2017
14 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
b1BANK 500 Laurel Street Baton Rouge LA United States
Pedestal Bancshares, Inc. 1300 West Tunnel Boulevard Houma LA United States
Pedestal Bank 1300 West Tunnel Boulevard Houma LA United States
11 additional Subsidiary records available in full report.

Business Names
Business Name
AMERICAN GATEWAY BANK
AMERICAN GATEWAY FINANCIAL CORPORATION
b1BANK
16 additional Business Names available in full report.

General Information
Number of Employees: 849 (As of 12/31/2024)
Outstanding Shares: 32,812,555 (As of 1/1/2026)
Shareholders: 1,040
Stock Exchange: NASD
Federal Tax Id: 205340628


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Thursday, January 8, 2026