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Rhinebeck Bancorp Inc
2 Jefferson Plz
Phone: (845) 454-8555p:845 454-8555 POUGHKEEPSIE, NY  12601-4059  United States Ticker: RBKBRBKB

Business Summary
Rhinebeck Bancorp, Inc. is a holding company for Rhinebeck Bank (the Bank). The Bank provides a full range of banking and financial services to consumer and commercial customers through approximately 14 branches and over two representative offices located in Dutchess, Ulster, Orange, and Albany counties. The Bank’s primary business activity is accepting deposits from the general public and using those funds, primarily to originate indirect automobile loans (automobile loans referred to as automobile dealerships), commercial real estate loans (which include multi-family real estate loans and commercial construction loans), commercial business loans and one-to four-family residential real estate loans, and to purchase investment securities. Its primary market area encompasses Albany, Dutchess, Orange, and Ulster Counties (and their contiguous counties), which are located in the Hudson Valley region of New York. It also provides indirect automobile and commercial loans in Albany County.
(Source: 10-K)

Scores and Ratings
FRISK®
Score
Z''
Score
PAYCE®
Score
DBT
Index
Moody's
Rating
Fitch
Rating
DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement
Last
Audit

News
SEC
Filings
Bankruptcy
Filings
Suit &
Judgment
Filings
Tax
Lien
Filings
12/31/202312/31/2022YesYes---

Officers and Directors

Title

Name

Age
Title
Date
Start
Date
Independent Chairman of the Board William C.Irwin 64 1/1/1996 1/1/1996
President, Chief Executive Officer, Director Michael J.Quinn 61 1/1/2021 1/1/2001
Chief Financial Officer Michael J.Mcdermott 70 5/31/2024
5 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
RHINEBECK SAVINGS BANK 6414 Montgomery St Rhinebeck New York United States

Business Names
Business Name
Dutchess Golf Club, LLC
New Horizons Asset Management Group, LLC
Pleasant View Subdivision, LLC
RBKB
Rhinebeck Bank
RSB Capital Trust I

General Information
Number of Employees: 182 (As of 12/31/2022)
Outstanding Shares: 11,072,607 (As of 12/31/2023)
Shareholders: 364
Stock Exchange: NASD
Federal Tax Id: 832117268


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Wednesday, March 27, 2024