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Republic Bancorp Inc
601 WEST MARKET ST
REPUBLIC CORPORATE CENTER
Phone: (502) 584-3600p:502 584-3600 LOUISVILLE, KY  40202  United States Ticker: RBCAARBCAA
Business Summary
Republic Bancorp, Inc. is a financial holding company of Republic Bank & Trust Company (the Bank) and Republic Insurance Services, Inc (the Captive). The Bank provides both traditional and non-traditional banking products. Its segments include Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions (TRS), Republic Payment Solutions (RPS), and Republic Credit Solutions (RCS). Its Traditional Banking products and services are offered through the Company's traditional RB&T brand. The Warehouse segment provides short-term, revolving credit facilities to mortgage bankers across the United States. Mortgage Banking activities primarily include fixed-term single-family, first-lien residential real estate loans. Through the TRS segment, the Bank facilitates the receipt and payment of federal and state tax refund products and offers a credit product through third-party tax preparers. The RPS segment offers a range of payments-related products and services to consumers.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes-Yes-

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
7291 Tax return preparation services
7371 Computer programming services
6099 Functions related to depository banking, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Executive Chairman of the Board, Chief Executive Officer Steven E.Trager 63 10/1/2021 1/1/1998
President, Vice Chairman of the Board A. ScottTrager 71 3/1/2017 1/1/1990
Chief Financial Officer, Executive Vice President, Chief Accounting Officer Kevin D.Sipes 52 1/1/2016 1/1/2000
12 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
REPUBLIC BANK 9037 U.S. HIGHWAY 19 NORTH PORT RICHEY FL US
CORNERSTONE BANCORP, INC. 6300 4TH STREET NORTH SAINT PETERSBURG FL US
CORNERSTONE COMM. BANK 6300 4th St N St Petersburg Florida United States
Republic Bank & Trust Company 601 W Market St Louisville KY United States

Business Names
Business Name
CBank
Commercial Industrial Finance, Inc.
CORNERSTONE BANCORP, INC.
8 additional Business Names available in full report.

General Information
Number of Employees: 1,010 (As of 12/31/2023)
Outstanding Shares: 19,402,848 (As of 2/29/2024)
Shareholders: 1,113
Stock Exchange: NASD
Federal Tax Id: 610862051


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Friday, April 19, 2024