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Southern Michigan Bancorp Inc
51 W Pearl St
Phone: (517) 279-5500p:517 279-5500 COLDWATER, MI  49036  United States Ticker: SOMCSOMC
This company ceased filing statements with the SEC on 1/3/2013.
Business Summary
Southern Michigan Bancorp, Inc. is a bank holding company and the parent company of Southern Michigan Bank & Trust (The Bank). The Bank operates about 18 branches within Branch, Calhoun, Hillsdale, Jackson, Kalamazoo, and St. Joseph counties, providing a range of consumer, business, and wealth management services throughout the region. Its business, which it conducts primarily through the Bank, is concentrated in a single industry segment, commercial banking. The Bank offers a variety of deposit, payment, credit, and other financial services to all types of customers. The Bank’s commercial lending covers categories, such as business, industrial, agricultural, construction, inventory, and real estate. It offers trust and investment services, which include investment management, trustee services, and others. It also owns Southern Michigan Bancorp Capital Trust I, SMB Risk Management, Inc., and 27 Marshall Street, LLC. The Bank wholly owns SMB Financial Services, Inc.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2012YesYes---

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
President, Chief Executive Officer JohnWaldron 10/3/2023 10/3/2023
Chief Financial Officer, Senior Vice President, Treasurer, Secretary Danice L.Chartrand 46
Director MelissaBauer 2/1/2022 2/1/2022
4 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
SOUTHERN MICHIGAN BANK&TRUST 51 W. Pearl St. Coldwater MI United States
FNB FINANCIAL CORP /PA/ 101 LINCOLN WAY WEST MCCONNELLSBURG Pennsylvania United States

Business Names
Business Name
FNB Financial Services, Inc.
SOMC
Southern Michigan Bancorp Capital Trust I
Southern Michigan Bank & Trust

General Information
Number of Employees: 173 (As of 12/31/2012)
Outstanding Shares: 4,533,637 (As of 12/31/2023)
Shareholders: 384
Stock Exchange: OTC
Federal Tax Id: 382407501
Fax Number: (517) 279-7986


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Wednesday, April 24, 2024