Commercial Credit Report for Peoples Financial Corp

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	Peoples Financial Corp
152 LAMEUSE STREET
P O Box 529
Phone: (228) 435-5511p:228 435-5511	BILOXI, MS 39530 United States	Ticker: PFBXPFBX

Business Summary

Peoples Financial Corporation is a bank holding company, which operates in the state of Mississippi through its subsidiary, The Peoples Bank, Biloxi, Mississippi (the Bank). The Bank offers a variety of services to individuals and small to middle market businesses within its trade area. The Bank’s primary lending focus is to offer business, commercial, real estate, construction, personal and installment loans, with an emphasis on commercial lending. Its deposit services include interest bearing and non-interest-bearing checking accounts, savings accounts, certificates of deposit, and individual retirement account (IRA) accounts. The Bank generally provides depository accounts to individuals; small and middle market businesses; and state, county, and local government entities in its trade area at interest rates consistent with market conditions. The Bank also offers a variety of other services including safe deposit box rental, wire transfer services, and night drop facilities.

Scores and Ratings

FRISK^® Score	Z'' Score	PAYCE^® Score	DBT Index	Moody's Rating	Fitch Rating	DBRS Rating
Yes	-	-	Yes	-	-	-

Financials, News and Filings

Latest Statement	Last Audit	News	SEC Filings	Bankruptcy Filings	Suit & Judgment Filings	Tax Lien Filings
12/31/2023	12/31/2023	Yes	Yes	-	-	-

Industries

SIC Code	Description
6022	State commercial banks
6029	Commercial banks, not elsewhere classified
6712	Offices of bank holding companies

Officers and Directors

Title	Name	Age	Title Date	Start Date
Chairman of the Board, President, Chief Executive Officer, Director	Chevis C.Swetman	72	1/1/1994	1/1/1984
Chief Financial Officer	Leslie B.Fulton		4/1/2022	4/1/2022
Executive Vice President	A. WesFulmer	61	1/1/2006	1/1/1997
7 additional Officers and Directors records available in full report.

Subsidiaries

Business Name	Address	City	State/Province	Country
Peoples Bank of Biloxi	152 Lameuse St	Biloxi	MS	United States

Business Names

Business Name
Peoples Financial Corp.
PFBX

General Information

Number of Employees:	137	(As of 12/31/2023)
Outstanding Shares:	4,661,686	(As of 3/6/2024)
Shareholders:	370
Stock Exchange:	OTC
Federal Tax Id:	640709834

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