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First Capital Inc
220 Federal Drive N W
Phone: (812) 738-2198p:812 738-2198 CORYDON, IN  47112  United States Ticker: FCAPFCAP
Business Summary
First Capital, Inc. is the holding company for First Harrison Bank (the Bank). The Bank is a chartered commercial bank, which provides a variety of banking services to individuals and business customers. The Bank primarily provides real estate mortgage loans. The Bank originates mortgage loans for sale in the secondary market. The Bank also originates consumer loans and residential construction loans for the loan portfolio. First Harrison Investments, Inc. and First Harrison Holdings, Inc. are wholly owned subsidiaries of the Bank that jointly own First Harrison, LLC, which holds and manages an investment securities portfolio. First Harrison REIT, Inc. is a wholly owned subsidiary of First Harrison Holdings, Inc., which holds a portion of the Bank’s real estate mortgage loan portfolio. The Bank has about 18 offices in the Indiana communities of Corydon, Edwardsville, Greenville, Floyds Knobs, Palmyra, New Albany, New Salisbury, Jeffersonville, Lanesville, and Charlestown and others.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes---

Industries
SIC Code Description
6035 Savings institutions, federally chartered
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Kathryn W.Ernstberger 60 5/25/2022 1/1/2003
President, Chief Executive Officer, Director Michael C.Frederick 55 7/1/2023 1/1/1997
Chief Financial Officer Joshua P.Stevens 3/31/2023 3/31/2023
5 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
First Harrison Bank 220 Federal Drive NW Corydon IN US
PEOPLES BANK 1612 Highway 44 E Shepherdsville Kentucky United States
PEOPLES BANCORP INC. OF BULLITT COUNTY 1612 HIGHWAY 44 EAST SHEPHERDSVILLE KY US

Business Names
Business Name
FCAP
FHB Risk Mitigation Services, Inc.
First Federal Bank
6 additional Business Names available in full report.

General Information
Number of Employees: 177 (As of 12/31/2023)
Outstanding Shares: 3,353,810 (As of 2/29/2024)
Shareholders: 892
Stock Exchange: NASD
Federal Tax Id: 352056949
Fax Number: (812) 738-2202


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Friday, April 26, 2024