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First Capital Inc
220 Federal Drive N W
Phone: (812) 738-2198p:812 738-2198 CORYDON, IN  47112  United States Ticker: FCAPFCAP

Business Summary
First Capital, Inc. is a financial holding company of First Harrison Bank (the Bank). The Bank is a chartered commercial bank, which provides a variety of banking services to individuals and business customers through 18 locations in Indiana and Kentucky. The Bank’s primary provides real estate mortgage loans. The Bank originates mortgage loans for sale in the secondary market. The Bank’s loan portfolio includes residential loans, construction loans, commercial real estate loans, commercial business loans, consumer loans and restructured loans. The Bank’s lending activities have concentrated on the origination of residential mortgages, both for sale in the secondary market and for retention in the Bank’s loan portfolio. The Bank originates construction loans for residential properties and, to a lesser extent, commercial properties. The Company’s loan portfolio also consists of single-family residential and commercial real estate loans in the Louisville, Kentucky metropolitan area.
(Source: 10-K)

Scores and Ratings
FRISK®
Score
Z''
Score
PAYCE®
Score
DBT
Index
Moody's
Rating
Fitch
Rating
DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement
Last
Audit

News
SEC
Filings
Bankruptcy
Filings
Suit &
Judgment
Filings
Tax
Lien
Filings
12/31/202312/31/2022YesYes---

Officers and Directors

Title

Name

Age
Title
Date
Start
Date
Independent Chairman of the Board Kathryn W.Ernstberger 60 5/25/2022 1/1/2003
President, Chief Executive Officer, Director Michael C.Frederick 55 7/1/2023 1/1/1997
Chief Financial Officer Joshua P.Stevens 3/31/2023 3/31/2023
5 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
First Harrison Bank 220 Federal Drive NW Corydon IN US
PEOPLES BANK 1612 Highway 44 E Shepherdsville Kentucky United States
PEOPLES BANCORP INC. OF BULLITT COUNTY 1612 HIGHWAY 44 EAST SHEPHERDSVILLE KY US

Business Names
Business Name
FCAP
FHB Risk Mitigation Services, Inc.
First Federal Bank
6 additional Business Names available in full report.

General Information
Number of Employees: 184 (As of 12/31/2022)
Outstanding Shares: 3,350,660 (As of 11/3/2023)
Shareholders: 913
Stock Exchange: NASD
Federal Tax Id: 352056949
Fax Number: (812) 738-2202


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Monday, March 18, 2024