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CIELO SA Instituicao de Pagamento
Alameda Xingu 512, Alphaville
Phone: +55 1121847600p:+55 1121847600 BARUERI, 06.455-030  Brazil Fax: +55 1121847799f:+55 1121847799
Business Summary
CIELO SA Instituicao de Pagamento is a company based in Brazil that operates in the financial services and electronic payments industry. The Company primarily focuses on providing payment processing solutions for merchants, including point-of-sale (POS) systems and digital transaction services. A key product offered by the Company is Cielo LIO. This is a smart point-of-sale (POS) terminal that enables businesses to accept various forms of electronic payments, including credit and debit cards, digital wallets, and QR code-based transactions. The primary goal of this product is to facilitate secure and efficient payment processing for retail and service businesses. The Company incorporates technologies such as Near Field Communication (NFC), Quick Response (QR) code scanning, and may also use Artificial Intelligence (AI) for transaction monitoring, fraud detection, and customer behavior analysis.
(Source: Company's Website)

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
YesYes-Yes-Yes-

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
3/31/202512/31/2024Yes----

Industries
SIC Code Description
6099 Functions related to depository banking, not elsewhere classified
7359 Equipment rental and leasing, not elsewhere classified
7378 Computer maintenance and repair

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chief Executive Officer Renata AndradeDaltro Dos Santos 48 10/10/2024 11/1/2020
Member of the Board Luiz GustavoBraz Lage 57 10/10/2024 10/25/2023
Member of the Board Fernando JoseCosta Teles 57 10/10/2024 4/27/2022
12 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Cielo USA Inc. UNITED STATES
Merchant e-Solutions 3600 Bridge Parkway Redwood City CA United States

Business Names
Business Name
Braspag - Tecnologia em Pagamento Ltda.
Cia Brasileira de Meios de Pagamento
CIEL3
6 additional Business Names available in full report.

General Information
Number of Employees: 6,792 (As of 3/31/2025)
Outstanding Shares: 2,668,168,278 (As of 3/31/2025)
Stock Exchange: SAO
Fax Number: +55 1121847799


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Friday, June 27, 2025