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St. Joseph Bancorp Inc
1901 Frederick Avenue
Phone: (816) 233-5148p:816 233-5148 St. Joseph, MO  64501  United States Fax: (816) 233-5140f:816 233-5140
This company ceased filing statements with the SEC on 1/31/2012.
This company is no longer actively traded on any major stock exchange.
Business Summary
St. Joseph Bancorp, Inc. (St. Joseph Bancorp) serves as the holding company of Midwest Federal Savings and Loan Association of St. Joseph (Midwest Federal Savings). Midwest Federal Savings is a federally chartered savings and loan association located in St. Joseph, Missouri. Midwest Federal Savings provides financial services to individuals, families and businesses through its main office in St. Joseph, Missouri. Midwest Federal Savings’ business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential mortgage loans. At December 31, 2009, one- to four-family residential mortgage loans totaled $11.6 million, or 89.9%, of its loan portfolio. The Company also invests in various investment securities. Midwest Federal Savings offers a variety of deposit accounts, including savings accounts, negotiable order of withdrawal (NOW) accounts and certificates of deposit.
(Source: 10-K)

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
---Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/201112/31/2010YesYes---

Industries
SIC Code Description
6035 Savings institutions, federally chartered
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
President, Chief Executive Officer, Director Ralph E.Schank 51 1/1/2005
Executive Vice President, Director Billy D.Cole 75 1/1/2008 1/1/2008
Independent Director Kirby O.Brooner 56 1/1/2008 1/1/2008
Independent Director George T.Hopkins 50 1/1/2000 1/1/2000
Independent Director John R.Wray 67 1/1/2008 1/1/2008

Subsidiaries
Business Name Address City State/Province Country
MIDWEST FEDERAL S&L OF ST JOSEPH 1901 FREDERICK AVE SAINT JOSEPH MO

Business Names
Business Name
MFS Service Corporation
Midwest Federal Savings
St. Joseph Bancorp, Inc.

General Information
Number of Employees: 8 (As of 12/31/2010)
Outstanding Shares: 376,918 (As of 11/1/2011)
Shareholders: 110
Stock Exchange: OTC
Federal Tax Id: 263616144
Fax Number: (816) 233-5140


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