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1st Financial Services Corporation
101 Jack Street
Phone: (828) 697-3100p:828 697-3100 Hendersonville, NC  28792  United States Ticker: FFIS FFIS
This company was Merged or Acquired on 1/2/2014.
This company ceased filing statements with the SEC on 1/7/2014.
This company is no longer actively traded on any major stock exchange.
This is a Subsidiary, click here for the Parent Company
Business Summary
1st Financial Services Corporation (1st Financial) is the bank holding company for Mountain 1st Bank & Trust Company (the Bank). 1st Financial’s business activity consists of directing the activities of the Bank. The Bank has a wholly owned subsidiary, Clear Focus Holdings LLC. The Bank is a chartered commercial bank. As of December 31, 2012, the Bank was engaged in general commercial banking primarily in nine western North Carolina counties: Buncombe, Catawba, Cleveland, Haywood, Henderson, McDowell, Polk, Rutherford, and Transylvania. The Bank’s primary market area is southwestern North Carolina. As of December 31, 2012, the Bank also had full service branch offices in Asheville, Brevard, Columbus, Etowah, Forest City, Fletcher, Hickory, Marion, Shelby, and Waynesville, North Carolina. The Bank’s loans and deposits are primarily generated from within its local market area.
(Source: 10-K)

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
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Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
6/30/201312/31/2012YesYes---

Industries
SIC Code Description
6022 State commercial banks
6712 Offices of bank holding companies
6029 Commercial banks, not elsewhere classified

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board William H.Burton 58 6/1/2010 1/1/2004
President, Director Vincent K.Rees 45 1/1/2004
Chief Executive Officer, Director Michael G.Mayer 53 1/15/2010 1/15/2010
3 additional Officers and Directors records available in full report.

Business Names
Business Name
Clear Focus Holdings, LLC
FFIS
Mountain 1st Bank & Trust Company

General Information
Number of Employees: 138 (As of 12/31/2012)
Outstanding Shares: 5,202,385 (As of 8/1/2013)
Shareholders: 2,400
Stock Exchange: OTC
Federal Tax Id: 260207901


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