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Merchants & Marine Bancorp Inc
3118 Pascagoula Street
Phone: (228) 762-3311p:228 762-3311 PASCAGOULA, MS  39567  United States Ticker: MNMBMNMB
This company ceased filing statements with the SEC on 4/17/2012.
Business Summary
Merchants & Marine Bancorp, Inc. is a holding company of Merchants & Marine Bank (the Bank), a Mississippi-chartered community bank serving the Gulf South region. The Bank provides a full range of community banking services through its Merchants & Marine Bank and Mississippi River Bank brands. The Bank offers mortgage financing through its Canvas Mortgage brand, medical cannabis banking and payment solutions through its CannaFirst Financial brand, government-guaranteed credit solutions through its Voyager Lending brand, and bank operational and support services through its Community of Resources bank services brand. Its Canvas Mortgage brand provides home financing solutions, including secondary market loan products that drive non-interest income. Its Voyager Lending brand offers expanded Small Business administration and United States Department of Agriculture lending. CannaFirst Financial offers regulatory guidance to cannabis business owners and affiliates.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
---Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
3/31/202512/31/2024YesYes--Yes

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Non-Executive Chairman of the Board ClaytonLegear 5/1/2025 1/1/2019
Lead Independent Vice Chairman of the Board Diann M.Payne 64 5/1/2025 4/1/2009
Chief Financial Officer, Senior Vice President, Cashier Elise M.Bourgeois 44 4/18/2010 8/11/2009
9 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
HERITAGE FIRST BANK 24847 COMMERCIAL AVE ORANGE BEACH AL
Mississippi River Bank 8435 Highway 23 Belle Chasse LA United States
Merchants & Marine Bank 3118 Pascagoula Street Pascagoula MS United States

Business Names
Business Name
Merchants & Marine Bank
Mississippi River Bank
MMPM
MNMB

General Information
Number of Employees: 144 (As of 3/24/2010)
Outstanding Shares: 1,330,338 (As of 3/31/2025)
Shareholders: 973
Stock Exchange: OTC
Federal Tax Id: 262498567


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Monday, June 30, 2025