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Embassy Bancorp Inc
SUITE 100, 100 GATEWAY DRIVE
Phone: (610) 882-8800p:610 882-8800 BETHLEHEM, PA  18017  United States Ticker: EMYBEMYB
Business Summary
Embassy Bancorp, Inc. is a bank holding company. The Company's operating subsidiary is Embassy Bank for The Lehigh Valley (the Bank). The Company acts as an independent community financial services provider and offers banking and related financial services to individual, business, and government customers. The Company offers an array of commercial and retail financial services, including the taking of time, savings, and demand deposits; the making of commercial, consumer, residential mortgage, and home equity loans; and the providing of other financial services. The Company offers its retail customer base a product line of consumer loan services, including mortgage loans, first time home buyer mortgages, secured home equity loans, lines of credit, auto loans, and, to a much lesser extent, unsecured personal loans. It offers a range of specialty home equity and mortgage products. Its other services include mobile banking, commercial credit cards, safe deposit boxes, among others.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes--Yes

Industries
SIC Code Description
6021 National commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chairman of the Board, President, Chief Executive Officer of the Company and the Bank David M.Lobach 73 1/1/2009 1/1/2001
Chief Financial Officer, Chief Operating Officer, First Executive Officer, Secretary Judith A.Hunsicker 62 1/1/2017
Executive Vice President Lynne M.Neel 60 12/31/2022 1/1/2017
6 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Embassy Bank for the Lehigh Valley 100 GATEWAY DRIVE BETHLEHEM PA United States

Business Names
Business Name
Embassy Bank for the Lehigh Valley
EMYB

General Information
Number of Employees: 110 (As of 12/31/2023)
Outstanding Shares: 7,615,079 (As of 3/22/2024)
Shareholders: 828
Stock Exchange: OTC
Federal Tax Id: 263339011


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Monday, April 22, 2024