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Discover Financial Services
2500 Lake Cook Rd
Phone: (224) 405-0900p:224 405-0900 RIVERWOODS, IL  60015-3851  United States Ticker: DFSDFS
Business Summary
Discover Financial Services is a digital banking and payment services company. The Company is a bank holding company, as well as a financial holding company. The Company operates through two segments: Digital Banking and Payment Services. Its Digital Banking segment includes consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services, including private student loans, personal loans, home loans and deposit products. Its Payment Services segment includes PULSE, Diners Club, and its Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. Its processing services covers four functional areas such as card personalization, print/mail, remittance processing and item processing. Its private student loans are primarily available to students attending eligible non-profit undergraduate and graduate schools.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--YesYesYesYes

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
3/31/202412/31/2023YesYes-YesYes

Industries
SIC Code Description
6141 Personal credit institutions
6153 Short-term business credit institutions, except agricultural
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Non-Executive Independent Chairman of the Board Thomas G.Maheras 61 5/4/2020 9/15/2008
Interim Chief Executive Officer, President, Director J. MichaelShepherd 68 4/1/2024 8/14/2023
Chief Financial Officer, Executive Vice President John T.Greene 58 9/18/2019 9/18/2019
10 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
DINER'S CLUB INT'L CARLOS PELLIGRINI 1023 BUENOS AIRES
DINERS CLUB INTERNATIONAL Viestikatu 3 JOHANNESBURG ZA
DINERS CLUB 7958 S Chester St Centennial Colorado United States
4 additional Subsidiary records available in full report.

Business Names
Business Name
DFS
DFS Corporate Services LLC
DFS GSD Corp (d/b/a Discover Payment Solutions)
19 additional Business Names available in full report.

General Information
Number of Employees: 21,100 (As of 12/31/2023)
Outstanding Shares: 251,000,000 (As of 3/31/2024)
Shareholders: 36,645
Stock Exchange: NYSE
Federal Tax Id: 362517428
Fax Number: (302) 655-5049


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Tuesday, April 23, 2024