NEWS RELEASE

FOR IMMEDIATE RELEASE
 

CreditRiskMonitor Continues Record Operating Results for 1st Half of 2007

VALLEY COTTAGE, NY-August 8, 2007-CreditRiskMonitor (OTCBB: CRMZ) reported that revenues increased 17% and 15% to $1.23 million and $2.39 million for the 3 and 6 months ended June 30, 2007, respectively. Also, the Company reported net income of $58,000 and $78,000 for the 3 and 6 months ended June 30, 2007, respectively, versus net losses of $103,000 and $132,000 for the same periods last year.

Jerry Flum, CEO, stated, "Our core business is continuing to grow at double digits. We've now reported our fourth consecutive quarter of net income and are continuing to generate positive cash flow. Our cash balance of $2.72 million at June 30th is our highest level since the acquisition of the CreditRisk Monitor credit information service back in 1999."

                     CREDITRISKMONITOR.COM, INC.
                      STATEMENTS OF OPERATIONS
         FOR THE 3 AND 6 MONTHS ENDED JUNE 30, 2007 AND 2006

                              3 Months Ended        6 Months Ended
                                  June 30,              June 30,
                                  --------              --------
                              2007       2006       2007       2006
                              ----       ----       ----       ----

Operating revenues        $1,233,177 $1,058,406 $2,391,977 $2,086,251

Operating expenses:
  Data and product costs     408,046    372,611    829,302    693,003
  Selling, general and
   administrative expenses   754,042    775,842  1,457,186  1,491,779
  Depreciation and
   amortization               16,688     16,952     33,327     33,203
                            --------  ---------   --------  ---------
    Total operating
     expenses              1,178,776  1,165,405  2,319,815  2,217,985
                            --------  ---------   --------  ---------

Income (loss) from operations 54,401   (106,999)    72,162   (131,734)
Other income                  18,390     17,483     36,780     31,363
Interest expense              (9,889)   (13,648)   (20,726)   (28,150)
                            --------  ---------   --------  ---------
Income (loss) before income
 taxes                        62,902   (103,164)    88,216   (128,521)
Provision for income taxes     5,014         89     10,182      3,745
                            --------  ---------   --------  ---------

Net income (loss)           $ 57,888  $(103,253)  $ 78,034  $(132,266)
                            ========  =========   ========  =========
Net income (loss) per share
  Basic and diluted         $   0.01  $   (0.01)  $   0.01  $   (0.02)
                            ========  =========   ========  =========

CreditRiskMonitor (http://www.crmz.com) is an Internet-based publisher of financial information, designed to save time for busy corporate credit professionals. The service offers comprehensive commercial credit reports covering public companies worldwide and includes detailed financial statements, ratio analysis and trend reports, peer analyses, credit scores, company background information, and Moody's and Standard & Poor's ratings. It includes trade payment data and public record filings on millions of U.S. companies. The service also provides continuous news monitoring that keeps subscribers up to date on events affecting the creditworthiness of companies. The Company now provides an interactive service for subscribers to use in calculating recommended credit line limits for their customers, as well as a facility for monitoring daily changes in these credit limit recommendations and alert subscribers to take action.

Safe Harbor Statement: Certain statements in this press release, including statements prefaced by the words "anticipates", "estimates", "believes", "expects" or words of similar meaning, constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance, expectations or achievements of the Company to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements, including, among others, those risks, uncertainties and factors referenced from time to time as "risk factors" or otherwise in the Company's Registration Statements or Securities and Exchange Commission Reports.