NEWS RELEASE

FOR IMMEDIATE RELEASE
 

CreditRiskMonitor Reports 3rd Quarter Growth

VALLEY COTTAGE, NY-November 14, 2006-CreditRiskMonitor (OTCBB: CRMZ) issued its results for the quarter and nine months ended September 30, 2006 earlier today.

Jerry Flum, CEO said, "The operating revenues of our core business - our on-line subscription service - continued to grow at a double-digit pace for both the third quarter and year-to-date period. Our year-to-date cash flow also remained positive, generating in excess of $255,000 compared to last year's pro-forma $120,000, which omits last year's litigation proceeds and related expenses."

The following presents the operating results for the three and nine months ended September 30, 2006 and 2005, respectively:

                                                CREDITRISKMONITOR.COM, INC. AND SUBSIDIARY
                                                  CONSOLIDATED STATEMENTS OF OPERATIONS
                                         FOR THE 3 AND 9 MONTHS ENDED SEPTEMBER 30, 2006 AND 2005

                                               3 Months Ended                 9 Months Ended        
                                               September 30,                   September 30,        
                                         --------------------------     ---------------------------  
                                            2006            2005           2006            2005     
                                         -----------     ----------     -----------     -----------  
Operating revenues                       $ 1,084,838     $  985,106     $ 3,171,089     $ 2,830,106  
                                                                                                     
Operating expenses:                                                                                  
   Data and product costs                    316,397        300,542       1,009,400         817,158  
   Selling, general and                                                                              
    administrative expenses                  678,013        669,354       2,169,792       2,081,969  
   Depreciation and amortization              16,794         16,725          49,997          49,458  
                                         -----------     ----------     -----------     ----------- 
                                                                                                     
     Total operating expenses              1,011,204        986,621       3,229,189       2,948,585  
                                         -----------     ----------     -----------     ----------- 
                                                                                                     
Income (loss) from operations                 73,634         (1,515 )       (58,100 )      (118,479 )
Other income                                  18,349          9,930          49,713          19,980  
Gain on settlement of litigation                   -              -               -       1,100,000  
Interest expense                             (12,674 )      (16,069 )       (40,824 )       (50,902 )
                                         -----------     ----------     -----------     ----------- 
                                                                                                     
Income (loss) before income taxes             79,309         (7,654 )       (49,211 )       950,599  
Provision (benefit) for income taxes             517            563           4,262           1,738  
                                         -----------     ----------     -----------     ----------- 
                                                                                                     
Net income (loss)                        $    78,792     $   (8,217 )   $   (53,473 )   $   948,861  
                                         -----------     ----------     -----------     ----------- 
                                                                                                     
Net income (loss) per share                                                                          
   Basic and diluted                     $      0.01     $     0.00     $     (0.01)   $      0.12
                                         -----------          ----------          -----------        -----------

About CreditRiskMonitor

CreditRiskMonitor (http://www.crmz.com) is an Internet-based financial information service, designed to save time for busy corporate credit professionals. The service, which competes with Dun & Bradstreet, provides comprehensive commercial credit reports covering public companies world-wide and includes detailed financial analysis, financial statements and trend reports, credit scores, company background information, Standard & Poor's ratings, and peer analyses. Plus, it includes public record filings and trade payment data on millions of U.S. companies. The service also provides continuous news monitoring that keeps customers up to date on events affecting the credit worthiness of companies, including financial statement updates, SEC filings, S&P rating changes, and credit-relevant news stories and press releases.

Safe Harbor Statement: Certain statements in this press release, including statements prefaced by the words "anticipates", "estimates", "believes", "expects" or words of similar meaning, constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance, expectations or achievements of the Company to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements, including, among others, those risks, uncertainties and factors referenced from time to time as "risk factors" or otherwise in the Company's Registration Statements or Securities and Exchange Commission Reports.