NEWS RELEASE CONTACT: CreditRiskMonitor.com, Inc. Jerry Flum, Chairman & CEO (516) 620-5400, ext. 321 jerryf@creditriskmonitor.com FOR IMMEDIATE RELEASE CreditRiskMonitor.com's Nine Month Revenues Up 49% FLORAL PARK, NY—November 14, 2001—CreditRiskMonitor.com, Inc. (Symbol: CRMZ) announced that revenues for the nine months ended September 30, 2001 were $2,213,000, an increase of 49% from 2000's revenues of $1,480,000. Revenues for 2001’s third quarter were $733,000, a 31% increase over the prior year's third quarter revenues of $560,000. The Company reported a net loss of $527,000 ($483,000 excluding non-recurring write-off of investment totaling $44,000) for the first nine months of 2001, or ($0.10) per share, compared to a net loss of $680,000, or ($0.13) per share, for the same period last year. CRM reported a net loss of $157,000 ($113,000 excluding non-recurring write-off of investment totaling $44,000), or ($0.03) per share, for the quarter ended September 30, 2001, compared to a net loss of $177,000, or ($0.03) per share, for last year's third quarter. "For the nine months we were positive cash flow, even after debt service payments under the Note Consolidation Agreement which commenced in July 2001 and non-recurring expenditures," said Larry Fensterstock, chief financial officer. CreditRiskMonitor.com is an Internet-based financial information analysis and news service designed for corporate credit professionals, and its web site is www.creditriskmonitor.com. Safe Harbor Statement: Certain statements in this press release, including statements prefaced by the words "anticipates", "estimates", “believes", "expects" or words of similar meaning, constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance, expectations or achievements of the Company to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements, including, among others, those risks, uncertainties and factors referenced from time to time as "risk factors" or otherwise in the Company's Registration Statements or Securities and Exchange Commission Reports.          CREDITRISKMONITOR.COM, INC. AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited)     9 Months Ended 3 Months Ended   September 30 September 30,   2001 2000 2001 2000 Operating revenues $   2,212,727 $   1,480,176 $   732,869 $    560,298 Operating expenses:    Data and product costs 897,982 574,165 320,615 198,249    Selling, general and    administrative expenses 1,585,389 1,407,578 451,642 476,533    Depreciation and amortization    166,724    159,511    56,293    54,301        Total operating expenses    2,650,095    2,141,254    828,550    729,083 Loss from operations (437,368) (661,078) (95,681) (168,785) Other income 36,017 56,887 9,071 16,986 Interest expense (78,116) (71,795) (26,404) (24,554) Write-off of investment    (44,000)    --     (44,000)    --  Loss before income taxes  (523,467) (675,986) (157,014) (176,353) Provision for state and local income taxes     3,061    4,036    --     366 Net loss $   (526,528) $(680,022)    $   (157,014) $   (176,719) Net loss per share of common stock: Basic and diluted  $   (0.10) $   (0.13) $   (0.03) $   (0.03)