NEWS RELEASE

CONTACT:

CreditRiskMonitor.com, Inc.
Jerry Flum, Chairman & CEO
(516) 620-5400, ext. 321
jerryf@creditriskmonitor.com

FOR IMMEDIATE RELEASE

CreditRiskMonitor.com Positive Cash Flow for 2001

FLORAL PARK, NY—January 23, 2002—CreditRiskMonitor.com, Inc. (Symbol: CRMZ) announced preliminary operating revenues of $2.95 million for the year ended December 31, 2001, an increase of 39% over 2000's revenues of $2.12 million.

"2001 was a challenging market environment but we met our goal of attaining our first year of positive cash flow," said Jerry Flum, chairman and chief executive officer.

“In 2002, the Company will be expanding its product line and anticipates this will result in an expansion of its customer base and revenues. As a business credit analysis company, competing with Dun & Bradstreet, our business is less impacted than many industries by a slowing in the U.S. economy,” Flum continued.

CreditRiskMonitor.com is an Internet-based financial information analysis and news service designed for corporate credit professionals whose portal web site is www.creditriskmonitor.com.

Safe Harbor Statement: Certain statements in this press release, including statements prefaced by the words "anticipates", "estimates", “believes", "expects" or words of similar meaning, constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance, expectations or achievements of the Company to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements, including, among others, those risks, uncertainties and factors referenced from time to time as "risk factors" or otherwise in the Company's Registration Statements or Securities and Exchange Commission Reports.